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Newspaper
Shepherd Argus
Location
Shepherd, Michigan, United States of America
Date
May 27, 1964
Page
8
The 1962 data show life insurance companies paid out $2.19 for every $1.00 of agent commissions and $1.37 of home office expenses. This demonstrates that commissions and expenses are far less than death benefits.
A discussion notes that 1962 death payments largely pertained to long‑held policies, while 1962 commissions favored new policies. It explains policy growth since the 1920s and 1930s and how death benefits would be paid in future years. A Q&A clarifies that collateral assignments for loans limit proceeds to repay the debt, with remaining proceeds to beneficiaries.
A historical overview explains how Louis Pasteur linked germ theory to practical immunization. He studied wine spoilage and chicken cholera, discovering that weakened bacteria could inoculate others against virulent strains, laying groundwork for bacteriology and preventive medicine.
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