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Newspaper
Destin Log
Location
Destin, Florida, United States of America
Date
Dec 31, 1986
Page
8
The National Association of Realtors predicts lower mortgage rates around 8.59 percent by mid 1987 and a strong existing single family home market with about 3.6 million sales next year. Prices for existing homes may rise around 4 percent in 1987, while new home prices grow modestly near 2.5 percent.
The ad lists jumpsuits priced as low as 5.45 with pinstripe or indigo options at 134.95 and 94.95, and a 174.95 item noted. Offer highlights include a 7a price point and a casual fashion clearance atmosphere.
Taxpayers must file a new W-4 to determine withholding amounts. The form arrives with a four page worksheet of 21 items, twice as long as the old form, but many can use only the first five lines. Some filers will complete the entire form to ensure correct withholdings, especially those with itemized deductions, credits, or multiple income sources.
Many homeowners with 5 percent down purchases and high initial rates cannot refinance as appraisals tighten and lending standards rise. Equity is insufficient in stagnant markets, leaving little or no cash to cover closing costs and fees. Even with 9 percent conservatively priced loans, out of pocket costs can exceed benefits, especially for graduated payment plans.
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