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Newspaper
Washington Evening Journal
Location
Washington, Iowa, United States of America
Date
Feb 23, 1935
Page
5
A Des Moines hail insurance executive notes about two million dollars in Iowa crop losses yearly with only about ten percent covered by insurance. He says 1934 coverage will lag further as past years’ lean crops reduced written premiums. Crop values set in spring determine ratings, while fall premiums adjust.
Two men start from scratch and at sixty reach different fates. The Massachusetts Mutual Life Insurance Company promotes its Insured Life-Income plan as the safe way to secure futures. It promises cash or monthly income if death occurs and a guaranteed lifetime income if the plan is completed.
Hail risk zones in Iowa show northwest as most vulnerable and southeast as least. Premiums for ordinary crops run 15 to 30 per 1000 insured, higher for valuable crops like grapes. Minnesota and Wisconsin rates are even higher. Severe hailstorms cause crop destruction, building damage, and orchard stripping.
Reckoning the past five years shows one fifth of estates wiped out in the country. Insurance sales surged amid the depression as policies provided immediate family income, meet bills, and preserve estate value. Companies offer low-cost income plans and investment contracts to replace lost earnings and estate liquidity.
S W Kaster, local agent for Farmers Union Mutual Auto Insurance of Des Moines, invites comments on a broadcast series. The insurer will air short talks about automobile insurance every weekday at 1 PM and Saturdays at 12 15 PM over WHO, with 100 broadcasts planned.
The regular Saturday broadcast of Financial News and Views from The Underwriters Review shifts from 6:30 to 6:45 p m C 8 T to 6:45 to 7:00 p m Frances Mc Coy Cherry announced Tune in WHO Des Moines every Saturday evening as usual but fifteen minutes later
A Miami life policyholder was struck and died after his policy, reinstated minutes earlier, went into effect. The insured man had just paid a premium and, upon death, his double indemnity policy would pay twice the face amount. He was found unconscious shortly after leaving the insurer’s office and died four days later.
Iowa and Nebraska pass new financial responsibility laws to curb rising highway deaths and injuries. The statutes require drivers to show ability to pay up to 10 000 in damages or hold liability and property damage insurance to avoid license suspension for failing to satisfy a final judgment.
Mr Easter questions waiting for mandatory flares and urges safety now at no extra cost. He notes these flares are not sold by jobbers or retailers and only available through insurance purchases. The first shipment is expected soon.
A humorous courtroom exchange has a motorist claim he warned a woman with a failing horn, the judge pressing why he did not stop. The man admits he did all he could, joking about the horn as the obstacle to stopping.
A buyer confronts the seller over a broken promise in a humorous exchange asking for replacement of four front teeth and one ear after purchasing a car. The dialogue highlights alleged misrepresentation and consumer frustration.
Frances McCoy Cherry warns that forgery is rising and insurance offers protection. A Chicago Tribune report details a nationwide plot exposing a printing plant, 175 blank checks, and an operation targeting southern industries. Forgers imitate signatures and cash checks, slipping into bank accounts before detection. Insurance is presented as the safest safeguard for businesses.
The Casualty Insurance article discusses guest cases where a driver at fault is absolved but insured parties sue the technically at fault driver. It highlights how innocent drivers can be held liable due to strict letter-of-law rules, using a scenario of a through street intersection and a reckless party. It notes drivers rarely recall all traffic regulations and warns against lack of liability insurance.
A traffic court judge warns of jail for future offenses while a driver quips about a weather forecast style fine today cooler tomorrow. The exchange blends legal formalities with a light pun about weather terms.
State legislatures are debating new and revised insurance codes with talk of compulsory motor vehicle insurance and state rate controls. Proposals include five percent agent commissions and centralized rate setting, while Massachusetts enforces a compulsory law impacting public costs as Iowa shows contrasting regional rate structures across multiple cities.
Society notes report a bridge party in honor of Miss Marian Todd who will leave work March 1 to marry. High score won by Mrs. Keith Sweet. low by Mrs. Marian Engle. Green St Patrick decorations and luncheon marks the event. Rural Women's club husbands hosted an oyster supper with readings and card games. about 45 attended. Methodist Women’s Home Missionary society met with devotions and a lesson on Japanese in California and Hawaiians. Plans were made to support a national convention in Des Moines.
The U and I club hosts a covered dish dinner with Mr and Mrs Robert Daw Bo. Wesleyan Missionary society of the M E church meets Mrs A Anderson Monday at 7 30. Bible Dept Port nightly club meets Mrs Frank L Wilson Monday 2 30. Fort nightly club Handcraft dept Section 3 meets Mrs John Foster 320 East Main Street 7 30 Monday Feb 25 with dyeing as the topic.
Regular meeting scheduled for Tuesday February 26 with officer practice after. A ceremonial is set for Wednesday March 6 and visiting members are welcome. The Booster club will meet with Mrs Sam Munson on Tuesday February 26.
Damascus Shrine No. 10 schedules a board party at the Masonic temple Wednesday at 2 30 p m All members invited Kolah club to dine at Mrs Bessie Wade home Wednesday Bethel Missionary society meets next Wednesday afternoon with Mrs Mary Applgate
Mushrooms arise from spores that germinate into mycelium, the vegetative body. The visible mushroom is the fruiting body of the fungus.
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