Roth IRA vs regular brokerage for early withdrawals
The Fool explains that Roth IRAs require five years and 59 1/2 for tax free gains, with a 10 percent penalty on early withdrawals, suggesting CDs or money market funds for short term money and a regular brokerage account for flexible access. It also notes Roth tax advantages if money is allowed to grow and offers book recommendations on top investors.
MENTIONED IN THIS ARTICLE
Rothira.com
Fool.com
Broker
Roth
Understanding churning in financial trading risks and costs
The article explains churning as excessive trading by a financial professional aimed at earning commissions rather than benefiting the client. It notes billions lose yearly, brokers may be paid per trade, calls interrupt dinners, and even good brokers can switch clients between investments too often, with gains accruing to the brokerage rather than the investor.
Churning in Mutual Funds and Individual Investing
Churning appears in mutual funds when managers trade heavily to beat the market, raising turnover and costs that harm shareholders. Individual investors can also churn by selling too soon, incurring higher taxes and commissions. Long term gains tax is typically 15 percent, while short term gains can reach 40 percent.
Not a Fluke Lessons From My Apple Investment
A reader recalls buying Apple shares at 46, selling near 87 after a period of stagnation, and regrets not holding longer during the iPhone iPad era. The piece notes Apple’s volatile history, big swings to $700 then near $500, and argues against selling in doubt, while inviting readers to submit their own investment lessons to The Motley Fool.
MENTIONED IN THIS ARTICLE
Apple
E.M
The
Motley Fool
Name That Company born from brothers buy pizza place 1960
The riddle traces a pizza chain founded in Ypsilanti Michigan in 1960 by two brothers. A year later one swapped his stake for a VW Beetle. The company grew into a global leader with over 10 400 stores in 70 nations, franchise driven, generating about 3.5 to 4 billion dollars in sales, and notable innovations in the 1990s such as bread sticks and a patented hot bag.
MENTIONED IN THIS ARTICLE
Ypsilanti
Mich
U.S
Potash Corp Poised as Value Play in Fertilizer Market
Potash Corp leads the world in potash supply with about 20 percent of capacity and a low-cost edge. The stock trades near a 12 P/E with a 4.3 percent dividend yield, recently boosted by ongoing dividend hikes. Demand driven by crop prices and rising global incomes supports long term growth.
MENTIONED IN THIS ARTICLE
Potash Corp
POT
Motley Fool trivia about a beauty brand founder
The answer points to a long history in cosmetics from nail enamel to fragrances and brands like Almay Halston Max Factor Mitchum and Gatineau. The firm grew after World War II producing makeup and tools, sponsored TV in the 1950s, led with the Charlie fragrance in the 1970s, and now exceeds 1 billion in value with a market ticker reflecting engine power.
MENTIONED IN THIS ARTICLE
Almay
Halston
Max Factor
Mitchum
Gatineau
Wealthier spend cautiously as fears linger after 2008 crash
British households cut spending while austerity fears and debt concerns echo across markets. Rich and poor alike save more, with the wealthiest saving 30 percent of take home pay. Some repair finances, others curb purchases, and analysts warn the bounce may be slow without jobs and wage gains. Leaders warn memories fade but risks persist.
MENTIONED IN THIS ARTICLE
Nantes
France
Mike Cockrell
Sanderson Farms
American Express Publishing
Harrison Group
Janet Yellen profile highlights career and personal background
The article traces Janet Yellen from Brooklyn birth to Yale PhD and Berkeley partnership with George Akerlof, detailing her Fed rise, style, and inflation policy leadership. It notes assets in a trust, early cafeteria memories, and colleagues' praise for her consensus skills and clear economic reasoning.
MENTIONED IN THIS ARTICLE
Yellen
Fed
Washington
Akerlof
Berkeley
Ackerlof
Fed Post
Treasury
Lawrence Summers
Ben Bernanke
Princeton
Alan Blinder
Blinder
Also Mentioned on This Page
K.L
Detroit
G. C
Danville, Pa
John Train
HarperBusiness
Ronald Chan
Wiley
John Reese
Jack Forehand
Warren Buffett
Peter Lynch
George Soros
John Neff
John Templeton
Benjamin Graham
Philip Fisher
Fool's School
Fool
P.O. Box
Alexandria
Alan
Europe
Arnaud Reze
Laurel
Miss
Lehman
Sahoko Tanabe
Tokyo
Japan
Tanabe
Madeleine Bosco
Bosco
Stephen Roach
Morgan Stanley
Buckeye
Lakewood
Lorain
Lorain National
d’Allant
George Akerlof
Conoco Phillips
Directv Group
E.I. DuPont
Pfizer
Office Max
Raytheon
Brooklyn
N.Y
Janet
Brown University
Yale University
Yale
James Tobin
Kevin Hassett
This is just the beginning! Our collection holds over 300 years of history, including rare newspapers, obituaries, marriage records, birth records, and so much more—most of which you won’t find anywhere else!