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Rising mortgage costs reshape home buying choices
Amid high rates, buyers face larger payments and tighter income needed to qualify. Experts advise careful budgeting, down payment options, and evaluating whether to lock in or wait. ARMs pose risk, and tapping retirement or stocks carries penalties. maintain cash reserves and consider refinancing only if rates drop meaningfully.
MENTIONED IN THIS ARTICLE
Patrick Holland
Embrace Home Loans
Fairfax
Hope Morgan
Salisbury
Isabel Barrow
Edelman Financial Engines
Alexandria
Barrow
Mamadou Bojang
Axiom Value
Rockville
IRS
Bojang