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Newspaper
The Chronicle Telegram
Location
Elyria, Ohio, United States of America
Date
May 25, 2003
Page
6
Readers discuss budgeting as a tool to optimize spending and realign money toward priorities. An inquiry explains stock split record dates, clarifying that benefits go to owners on the split date, not those buying before it. Submit questions to the column.
The Motley Fool cites a 2002 Retirement Confidence Survey showing only 32 percent of workers have detailed retirement plans. A 1999 SEC report warns that about 63 million U.S. households may fail to reach major goals without a comprehensive financial plan. Consider a qualified adviser to navigate retirement, investing, insurance, taxes, and estate planning.
The firm founded in 1888 spans financial services education and information media. It owns the S and P division offering ratings indexes and analysis, published BusinessWeek, and operates in healthcare construction and energy information. It bought Standard & Poor's in 1966 and TV stations in 1972, with about 350 offices in 33 countries and nearly $5 billion in annual revenue.
An investor recalls buying Arthrocare at ten dollars and selling at eighteen after a broker tip. The piece cites a later surge to sixty and cautions on research and risk, urging readers to learn and share their own investing missteps.
S&P warns telecom and cable firms hold about 206 billion in debt with over 6 billion due by 2005 for Quest Communications and more than 1 billion for Charter. refinancing chances are slim for weaker players while stronger regional issuers likely refinance. Defaults and bankruptcies loom as healthy firms face costly refinancing and credit markets sour.
Tokyo reports show Japan's economy stuck in a ten year downturn with job losses and shrinking consumer spending. Unemployment nears a record 5.4 percent as youth joblessness rises, banks tighten lending, and homelessness grows with 25,300 people living outdoors nationwide. Analysts warn the malaise could extend another decade.
A veteran network engineer and others discuss how the Internet has evolved from early tight links to today's high speed, with large HTML email files, entertainment focus, and reduced active seeking of new online communities. They reflect on how doctors and researchers now use online networks for collaboration and how libraries influence user habits.
Walker funds US Home Guard volunteers to guard up to 2000 sites by year end. Experts question effectiveness for airports and plants. recognition software could detect threats cheaper than $10 hourly guards. Critics warn of false alarms and costly upgrades. budget constraints in California worsen the timing despite some support.
The Your Prom study cites 5.2 million readers with 55 percent holding part time jobs earning about 4651 yearly. Teens spent 172 billion in 2001 on clothing jewelry and beauty with prom dresses priced 250 to 350 retail. Westport limo service reports 40000 yearly, prom season runs late April to June, fleets booked.
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