Credit Unions Offer Cheaper Banking Options for Many
Credit unions often provide better deals on checking, loans, and CDs than banks. Most offer no monthly fees and lower ATM and overdraft charges, while rates on loans and savings are typically more favorable. Eligibility varies by employer, geography, or memberships. search smarterchoice.org for local unions and rules.
MENTIONED IN THIS ARTICLE
Greg McBride
Bankrate.com
Mr. McBride
Patrick Keefe
Credit Union National Association
Student Loans as the Next Debt Crisis Warning
Bankruptcy lawyers warn student debt could trigger a major economic crisis similar to the mortgage meltdown. NACBA reports loan totals exceed 1 trillion with discharge by bankruptcy rare, urging government to allow cancellation. six practical tips follow to avoid trouble including avoiding loans, choosing affordable schools, preferring subsidized federal loans, rapid repayment, seeking forgiveness, and using deferral options when needed.
MENTIONED IN THIS ARTICLE
National Association of Consumer Bankruptcy Attorneys
USA Today
NACBA
FastWeb
FinAid.org
Smart Ways to Use Your Tax Refund in 2012
Tax refunds average about 2985 per filer with 64 million recipients. Side with debt payoff and emergency fund building, then consider prepaying insurance, seed money for a business, or a memorable but frugal big event to protect finances and build wealth.
MENTIONED IN THIS ARTICLE
IRS
National Retail Federation
Sam
Also Mentioned on This Page
Iras
National Credit Union Association
Co-Op
Transportation Safety Administration
American Airlines Credit Union
Human Resources Department
Midland Credit Union
Iowa
Smarterchoice.org
The
Wall Street Journal
Snowblower
Ommstar Community Star Credit Union
ommSta
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