seniors face gaps in health care coverage and long term care need
The piece argues many seniors lack adequate coverage as Medicare and private plans leave holes. It cites Susan Spraker's real life example of in home care after her husband’s aneurysm, notes shrinking employer retiree coverage, and warns retirees and boomers to consider long term care insurance to cover costs not paid by Medicare. It also discusses Medigap, drug benefits, and the Medicaid asset spend-down rule as limits to public aid.
MENTIONED IN THIS ARTICLE
Susan Spraker
Burton
Spraker
Spraker, Fitzgerald, Tamayo & Mailand
Maitland
Fla
Henry J. Kaiser Family Foundation
Elinor Ginzler
AARP
Ginzler
Congress
TEST YOUR HEALTH INSURANCE IQ QUESTIONS 1 to 9
Health insurance quiz results show long term care mainly at home or community facilities with few nursing home stays. Medicare covers limited long term costs, most stays are short recuperative visits, and Medicaid requires asset spend down while many elderly or disabled need daily assistance after age 85.
MENTIONED IN THIS ARTICLE
Council
Dotors
Sense
LifePlans Inc
Health Insurance Association of America
Medicare
Immigration fuels Hispanic growth in U S population rise
Immigrants and high birth rates propelled nearly half the U S population increase for Hispanics to 38.8 million by July 2002, up about 3.5 million since April 2000. The Asian population reached 13 million, with two thirds of growth from immigration. Census Bureau director Louis Kincannon noted Hispanics are an ethnicity, not a race.
MENTIONED IN THIS ARTICLE
Washington
U.S
Census Bureau
Louis Kincannon
California
Texas
Midwest
South
Kincannon
League of United Lat American Citizens
Lake Buena Vista
Fla
Gabriela Lemus
League
Taal
Eral A
Steve Camarota
Center For Immigration Studies
Antsy Tech Plan Uses Weather to Pump A/C and Furnace Sales
A heating and A E systems business hypes a weather driven sales plan. With 25 brand new air conditioning units and 25 furnaces in stock the firm weighs fast response and advertising ROI to keep technicians busy during mild seasons.
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