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Banks in Elyria show lower home loan shares in black neighborhoods
A Chronicle-Telegram study of 1977 to 1980 Elyria home loans found First National Bank of Elyria and Lorain County Savings & Trust Co. underperformed citywide in areas with 14 percent or more black residents. While others matched or exceeded city averages, these banks faced higher down payment barriers, with 20 percent required, limiting low income borrowers and shaping market shares across districts.
MENTIONED IN THIS ARTICLE
Elyria
First National Bank of
Lorain County Savings & Trust Co
Chronicle-Telegram
Lorain County
First National
C-T
Cuyahoga County
Northeast
Pioneer Federal Savings & Loan Association of
Black River
Security Federal Savings and Loan Association of
Cleveland
Continental Federal Savings and Loan Association
Tom Bier
NOACA
Security Federal
Continental Federal
John Frayzier
Frayzier
Robert Manion
Lorain County Bank
Manion
PMI
Manson
Northern Savings
Neil Hubbard
Pioneer Federal
EST
Midway Mall
Lowell Street
al Herman
Bank
Savings and Loan