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Newspaper
The Chronicle Telegram
Location
Elyria, Ohio, United States of America
Date
Jan 18, 2004
Page
11
A reader explains IPO basics and ownership shifts when a company goes public using a simplified example with Dave’s Portable Automobiles. The piece notes that IPOs are volatile and often favor insiders at first, and provides resources for schedules and deeper guidance.
A compact guide on probate outlining its steps costs and delays, and explaining how to avoid probate with living trusts life estates pay on death accounts and beneficiary designations. It cautions about intestacy and highlights potential costs while noting the need to consult professionals and learn from mistakes.
A historical prompt identifies a major holding company controlling CNA Financial, Diamond Offshore Drilling, Bulova, Texas Gas Transmission, Lorillard, and 18 hotels, co-founded by the late billionaire philanthropist Laurence Tisch. The riddle asks readers to guess the company name and enter for a prize.
Xybernaut reports third quarter 2003 net loss of 4.7 million, down 41 percent from 2002, with loss per share at 0.03, aided by increased shares outstanding that dilute per share results. Critics warn this masks ongoing losses and potential future profit dilution.
Last week's trivia answer identifies PepsiCo as the global food and beverage company formed from brands like Lay's Doritos Cheetos Mountain Dew Gatorade Quaker Oats Tropicana and Tropicana and North American Van Lines. The firm reported about 25 billion in annual revenue and thousands of employees with a 1998 Tropicana purchase and 2001 Quaker Oats merger.
The region sees strong demand with 2000 housing permits led by North Ridgeville and Avon as 800 permits mark hot growth. Harbor Walk Lorain sales stay robust amid low mortgage rates through 2004 while REP plans plant updates after the Aug blackout. Ford's Lorain and Ohio Assembly plants face consolidation questions with Escape and Mariner production shifts discussed for 2006.
Health savings accounts linked to high deductible policies attract insurers and workers. Employers may fund HSAs up to 2600 dollars for individuals and 3150 for families with tax-free medical withdrawals. Unused balances roll over and can fund retirement or long term care costs. Experts note uncertain consumer behavior and limited early adoption but predict appeal for self-insured individuals and small businesses seeking lower-cost plans.
Bernie Hollander and Cindi Crosley join Coldwell Banker Hunter Realty in North Ridgeville as brokers. Steve Piatak becomes a Cohen & Co manager in litigation services in Cleveland. Jason R. Bristol named Moot Court Alumni of the Year for 2003 04 at Cleveland Marshall Law. Lars A. Comerford becomes licensed property and casualty agent with Hovey Kaiser. Barnes Wendling Valuation Services reports 700+ valuation engagements. Michael H. Rogan named president and CEO of Wesleyan Senior Living and affiliates.
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