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Newspaper
The Chronicle Telegram
Location
Elyria, Ohio, United States of America
Date
Jan 01, 1996
Page
15
Dear Bruce answers readers about card teaser rates and keeping open accounts. Advice suggests cancelting the first card to avoid too much credit availability and potential loan denial while cautioning on investment choices for seniors and a teen seeking a record club deal.
Readers are invited to send general interest questions to Smart Money at P O Box 583 Elfers FI 34680. Due to high mail volume personal replies cannot be provided.
Several New York City banks plan to offer personal unsecured loans through automated loan machines in supermarkets and stores. ALMs would process 10000 budget loans in about ten minutes, checking data with credit agencies. Privacy and security concerns rise as consumer groups warn about fraud and credit errors impacting access.
The final trading day of 1995 shows cautious optimism as investors cling to the coming Year of the Rat for vitality and prosperity. Analysts note Japan's 1995 growth was sluggish with the Nikkei ending at 19868.15, up 145.09 points for the year.
More than 106 FedEx pilots and crew sue in Chancery Court claiming breach of contract after the Flying Tigers acquisition damaged seniority. They seek a jury trial and unspecified damages and join as individuals since class action was denied.
Michael Ristau, ex chief financial officer of Blue Cross and Blue Shield of Missouri, sues for 5 million in actual damages and 2 million in punitive damages, alleging he refused to alter financial projections for RightChoice during its pre IPO period. He was fired February 1994 after resisting a more optimistic analysis.
In Raleigh Durham area outlets including Remco in Durham Champion Rent To Own and Rent A Center and Rent America offer engagement rings on a rent to own basis. Keith Smith notes credit or down payment is typical while debbie Scott says rings are rarely refurbished before payoff though disputes can occur.
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