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Credit and Mortgage Rates Signal Slower Borrowing
The Federal Reserve’s latest snapshot shows consumer borrowing rose by 9.1 billion in June after an 11.4 billion increase in May, with total consumer debt above 5 trillion. Freddie Mac reports the 30 year mortgage rate ending July at its lowest since February, though still more than double three years ago, as high rates dampen home buying and extend the housing slump.
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