Investing for Kids Bonds or CDs Versus Stocks
A reader from Salt Creek asks about savings bonds CDs and stocks for children. The columnist notes safer options may lose purchasing power vs inflation, while stocks outperform long term. Suggests investing in money not needed for 5 to 10 years, possibly via inexpensive index funds and familiar brands, and following along with the child.
MENTIONED IN THIS ARTICLE
M.T
Salt Creek
Colorado
Treasurydirect.gov
Investopedia.com
Fool.com
Online Resources for Home Value Appreciation Rates
Useful sources include Freddie Mac FMHPI at freddiemac.com finance fmhpi which tracks typical price inflation nationally and by state and S&P Case Shiller indices at us spindices com for 20 metro areas. Realtor com and local real estate agents also offer market condition data.
MENTIONED IN THIS ARTICLE
Freddie Mac
Freddiemac.com
Fmhpi
S&p
Spindices.com
Realtor.com
Dividend investing from The Motley Fool insights
Dividend investing boosts long term returns across ages. Favor growing, sustainable payout ratios under 60 percent, and seek high quality firms with durable competitive advantages. Look for steady dividend growth, strong margins, and solid balance sheets, then consider Fool newsletters for stock ideas.
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S&p 500
Pun Ouuue
Ulyiuulu
BLU Wu
ExxonMobil
McDonald’s
Procter & Gamble
General Mills
The
Motley Fool
Fool Income
Fool.com
Bought Akamai IPO Lessons From a Hot Market Crash
A reader recalls buying Akamai at $179 during its IPO and regrets not buying more when under a dollar. The Fool notes IPO timing risks, insiders’ favored pricing, and how patient holders who stayed through the 1999 bubble ultimately saw Akamai worth over $12 billion with shares above $70. Submit your own investing mistakes for a chance to win.
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Akamai Technologies
M.B.M
Eugene
Oregon
Akamai
Ethan Allen Interiors Poised for Growth Despite Short-Term Costs
Ethan Allen Interiors hinges on a healthy U S economy and low loan rates as Q4 GDP rose 2.6 percent and home prices edge up. The retailer faced higher costs from store refreshes, website upgrades, new product lines, and tech investments, expected to fade in 12 to 18 months, with expansion plans including China. The stock trades at a P E near 18 with a forward rate around 14, below its five year average, while the dividend sits around 1.7 percent and has recovered after 2009 cuts.
MENTIONED IN THIS ARTICLE
Ethan Allen Interiors
ETH
U.S
Ethan Allen
China
Brokers Say Adviser Conflicts Cost Retirement Savings
Obama cites advisers who receive backdoor payments or hidden fees steering clients into high fee low return investments. He notes about 17 billion dollars a year is lost and calls for uniform fiduciary rules. The case of Merlin and Elaine Toffel illustrates poor advice from trusted institutions. Breach of fiduciary duty remains a leading arbitration claim, with Betz case listing multiple allegations.
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Obama
Merlin
Elaine Toffel
Securities and Exchange Commission
Mary Jo White
U.S. House Financial Services Committee
Financial Industry Regulatory Authority
Congress
U.S
Richard Ryder
Karin Betz
Mortgage rates notice for lenders and institutions
Financial institutions are asked to fax information to 440 329 7282. Rates vary by point system and can change without notice. Lenders should confirm specifics with their own plans. APR explains yearly loan cost including interest and fees. CAP limits annual rate changes. Lenders may offer FHA or VA financing.
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Inc
Undocumented immigrant advocate recalls hidden life and rise
The piece profiles Arce, an advocate seeking to shift media language from illegal alien to undocumented immigrant. It details her journey from Taxco to San Antonio, visa overstay, schooling, a forged green card for work, a Goldman Sachs rise to vice president, marriage to a U S citizen, and eventual permanent residency and citizenship.
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Congress
Arce
Jose
Antonio Vargas
Vargas
San Antonio
Taxco
Acapulco
United States
University of Texas At Austin
Mexico
Goldman Sachs
Bloomberg
U.S
Wall Street
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