Surviving Spouse Liable After Spouse Debt Death Question
A reader asks how debts on joint and single named accounts affect the surviving spouse. Creditors may pursue payment regardless of who died, depending on account ownership and available assets. If the decedent’s name holds the liability, collection may target the estate or the survivor if assets exist. exemptions like Social Security may apply. Seek financial planning or estate counsel for personalized guidance.
MENTIONED IN THIS ARTICLE
America
Sharon Patchett
Consumer Credit Counseling Service of
Central New York
Retirement planning notes from Onondaga Hall pair
John Skillman 77 and his wife Doris rely on a mix of CDs bonds preferred stocks and growth and income stocks plus Social Security. They emphasize adaptable plans a financial team and balancing living quality with saving for later years.
MENTIONED IN THIS ARTICLE
John Jack Skillman
Onondaga Hall
Northeastern Mutual
Jack
Doris
Skillman
Skillmans
Jack Skillman
Nett
Netti
George S Unist
Urist Finan
Prudential demutualization questions for policyholders
In Oklahoma City a reader asks how many shares they will receive from Prudential’s demutualization and expresses distrust due to past issues with agents and limited partnerships. Answers cover tax rules, policy value preservation, dividend policy, and regulatory oversight as Prudential converts to a stockholder owned company joining Sun Life ManuLife Phoenix Equitable and John Hancock.
MENTIONED IN THIS ARTICLE
Prudential
Oklahoma City
Sun Life
ManuLife
Phoenix
Equitable
John Hancock
Medicare And The Cost Of Prescription Puffers
The text explains Medicare does not generally cover prescription inhalers or puffers, with limited exceptions. It notes some Medicare HMO plans may cover drugs up to a limit for extra cost, and some Medigap policies include drug coverage. It also mentions New York EPIC program details and various health policy notes including AK coverage and Medicaid considerations.
MENTIONED IN THIS ARTICLE
Medicare
New York State
EPIC
Centers For Medicare & Medicaid Services
United States
H Carl McCall
James T Mulder
Also Mentioned on This Page
Sharon
Patchett
IRA
Tn Sum
Frank Netu
First Union
Syracuse
Netu
Cal
de Witt
Urist
Dave Mirabito
MetLife
Fulton
Roston-Montana. Mines Company
Onondaga Hill
Boston-Montana Mines Co
David Lasshan
Sia
A.B. Weiman
Ehls
Malcolm
New York
Albany
Senate
Assembly
George E Pataki
Tion
Medical Society
State of
Audrey Pheffer
Queens
John DeFrancisco
Nancy Larraine Hoffmann
Fabius
Line of Key Bank
Credit Beacon Federal
Chase Manhattan Bank
Beacon Federal
BSB
HSBC
Fleet Bank
Geddes Federal S&l
Pathfinder Bank
Oswego County Savings
Bank of Chittenango
Geddes Federal Savings
Solvay Bank
I-A
Certificates of Deposit Alliance Bank
M&t Bank
Geddes Federal
Alliance Bank
New Auto
Chase Manhattan
Oneida Savings All
Seneta Federal S&l
Fleet