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Syracuse Herald Journal in Syracuse, New York

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This newspaper page contains 4 articles. Subscribers can read the full text of each article.

Newspaper

Syracuse Herald Journal

Location

Syracuse, New York, United States of America

Date

Jan 24, 2000

Page

17

Automated credit scoring nods in loan reviews

The article explains automated scoring speeds loan decisions, with officers citing 10 to 12 hours saved and 15 to 30 minutes for under riting. It notes the FTC warns consumers to review credit reports for score fluctuations and outlines rights under the Fair Credit Reporting Act including free copies after denial and the timing for requests.

Trepes Tme Agterrumung Crea Perona Wes Fargo Company San Lear McCorkeil FTC Federal Trade Commission

Philip Morris still a heavyweight beyond cigarettes

Despite lawsuits and stigma around cigarettes, Philip Morris maintains value through Kraft Foods and Muller Brewing. Analysts note strong earnings potential and a sizable dividend as reasons to watch, even after a stock drop from 52 to around 20. The company remains the largest U.S. cigarette firm while broadening into food and brewing.

Philip Morris U.S Philp Morris Kraft Foods Muller Brewing Kraft P' Morris Iboro Virginia Slims Merrit Basic Parliament Benson & Hedy All States Tobacco Industry New York United States Syracase Morgan Stanley Dean Witter Sui Valueline

Kraft Philip Morris Watch Misses Clear Target

A condensed stock watch details Kraft and Philip Morris with diverse holdings from Maxwell House and Jell O to Miller beer and Tabaco brands. It notes large revenues, employment, and plants, plus major tobacco settlements and ongoing legal actions potentially affecting future profits and dividends.

Maxwell House Coffee Oscar Mayer Kraft North America Mi Cana North Lawrence Lowville Starbucks Coffee Taco Grocery Foods Breakstone Anudsen and T.and Lively Lows Rich Cool-whip

Reduce expenses gradually continued page 01

Determine what you have available to start a savings plan. Examine all expenses and streamline by eliminating nonessential costs. Replace habits with saving actions over six months. Gradual cuts ease adjustment and show benefits as savings grow. Consider a simple record keeping system and seek financial planning advice if needed.

Sharon Patchett Consumer Credit Counseling Service Central New York Care Syracuse N.Y Business

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