Best Strategy for College Savings for Kids
The article advises saving in the adult’s name rather than the child’s, to avoid affecting financial aid, protect control over funds, and note that tax benefits may be small. It recommends starting a savings plan now, despite common debts, by drafting a plan based on current income and expenses.
MENTIONED IN THIS ARTICLE
Meyers
Lipper Mutual
Automated credit scoring changes loan approvals mechanics
A Washington Post style briefing explains how automated credit scoring replaces subjective judgments in loan decisions. It notes most mortgage lenders use scoring, describes how the score ranges 0 to 900, and outlines five credit factors. It warns scoring is probabilistic, not exact, and highlights consumer vigilance to avoid score deterioration from frequent applications and unused cards.
MENTIONED IN THIS ARTICLE
David Graves
Digital Matrix Systems
Dallas
Texas
Pete McCorkell
Fair, Isaac and Co
Federal Trade Commission
MecCorkell
Stemens
Cammefell
Y Bog Flynn
Norwest Mortgage
Wells Reference
Fargo Company
Salina
Biotech stocks lure investors with long term gains
Malcolm Berko highlights Amgen Siogen and Genentech as top picks amid a rising biotech tide. He notes strong revenue growth from 1998 to 2003 and favorable buy ratings from Wall Street, urging careful consideration of long term potential in the sector.
MENTIONED IN THIS ARTICLE
FDA
S&p
Siogen
Biogen
Genentech
Wall Street
Malcolm Berko
Copley News Service
Syracuse
Berko
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