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Newspaper
Syracuse Herald Journal
Location
Syracuse, New York, United States of America
Date
Apr 23, 2001
Page
10
Firms provide a 1000 dollar minimum loan to about two thousand 401K plans as a holiday and vacation aid. Experts note loan terms, costs, and tax considerations while cautioning about debt buildup and impact on retirement savings.
A three year put expiring in March 2003 provides downside protection for Krispy Kreme shares, costing about 4000 while selling equal calls generates 8400, net cost 600. If shares rise to 70 before expiration you must sell at 50 to the call buyer, reducing gains. LEAPS are discussed as a longer term option alternative.
Statement urges obtaining original credit applications from First Select and Bank of America to verify if the reader or spouse was listed as applicant or co applicant. Advises sending certified letters, warns of FTC action for noncompliance, notes joint liability and impact on both parties credit histories. Sharon Patchett, CCCS Central New York, offers guidance via Syracuse Newspapers contact.
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