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Advice on converting life policies to paid up or income
An Institute of Life Insurance answer suggests converting the 5000 policy to about 2800 paid up life coverage if age 64, totaling around 4800 policy protection for life. It also notes option to use funds for a small monthly income, potentially boosting Social Security by about 15 dollars monthly while maintaining final expense coverage. A company life insurance agent should give specific guidance.
MENTIONED IN THIS ARTICLE
Institute of Life Insurance
Park Ave
N.Y
Life
Savings and Loan Association