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Retirement Pitfalls with Pensions and Social Security Offsets
A reader asks if a teacher spouse's pension affects the other spouse's Social Security. The columnist explains no impact on the retiree's Social Security, and outlines how railroad retirement rules differ, noting both programs are managed separately. He advises contacting the Railroad Retirement Board for railroad-related claims and provides sources for further information.
MENTIONED IN THIS ARTICLE
California
Union Pacific Railroad
Social Security Administration
Railroad Retirement Board
RRB
SSA