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This newspaper page contains 3 articles. Subscribers can read the full text of each article.
Newspaper
Irvington Gazette
Location
Irvington, New York, United States of America
Date
Dec 27, 1956
Page
2
The article discusses how to structure home financing from the start to avoid default. It emphasizes solid foundations, careful planning, and long term repayment plans to reduce risk and ensure ownership remains secure. It notes shifts from earlier balloon or interest‑heavy schemes to extended amortization, suggesting 15 to 20 year horizons as more workable.
The article explains fixed monthly payments on FHA style loans, where principal reduction accelerates over time while interest declines. It notes that longer terms slice payments but leave more principal unpaid later, citing $25.185 monthly on a $5,000 loan at 5 percent for 80 years versus $28.28 for 25 years.
The article analyzes how 4, 15, 25 and 30 year mortgage plans affect total cost, stressing that longer loans raise interest paid and reduce safety margins. It notes the burden grows as homes age, repairs rise, and family needs shift, urging buyers to study figures before choosing financing. It also contrasts with the comfort of faster payoff and security from owning a home sooner. Town Dog Owners Set Tag Warning Greenburgh alerts dog owners to buy tags in January to avoid fines, as five dog enumerators are hired.
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