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Newspaper
Holland Sentinel
Location
Holland, Michigan, United States of America
Date
Nov 06, 2018
Page
11
A compact guide blends Black Friday shopping tips from Ana Serafin Smith of the National Retail Federation with a quick primer on whiskey types. It covers sale time frames and generous return policies, then pivots to definitions of rye bourbon moonshine Scotch Irish and Canadian whiskies and their flavor profiles.
Many retirees should consider paying down mortgages while working to avoid cash shortfalls and higher taxes later. Financial planners note that mortgage interest is deductible only for itemizers, a shrinking group with the higher standard deduction. Refinance, reverse mortgage, or downsize are suggested options to reduce or eliminate mortgage debt before or during retirement.
Plan before yard work and pick a sturdy rake. Use a tarp to haul leaves, mow fine debris for natural fertilizer, and blow dry leaves into bags or beds. Choose rakes with fiberglass handles, steel heads, and 22 to 30 inch heads. Consider leaving some leaves to feed soil and worms, and work in sections with gloves and proper posture.
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