Tips on settlement opt in and multiple product recalls
The notice warns until Jan 22 to opt into a settlement or risk losing related claims over a data breach while Nov 19 is the opt out deadline to pursue separate legal action against Equifax. It lists recalls for Equate Nighttime Sleep Aid from Walmart for possible contamination, Entenmann's Little Bites cookies with blue plastic pieces, and Lennox pig ears treats with salmonella, sold nationwide with specific dates and refund details.
MENTIONED IN THIS ARTICLE
Bimbo Bakeries USA
Lennox Group
Guiding adult children on credit card use and money limits
Financial planners advise time limited help to adult children with credit cards and set clear expectations. Discuss expiration dates, dollar limits, and when to revoke or transfer responsibilities. Encourage independent credit, while balancing support with teaching fiscal independence.
MENTIONED IN THIS ARTICLE
Elaine King
Family and Money Matters Institute
Miami
King
Four ways to pay down credit card debt faster
NerdWallet survey finds 47 percent of Americans with cards do not pay the balance in full each month. Interest costs have risen 35 percent since 2014 from 12.74 to 17.14 percent, even after a recent Fed rate cut. The guide outlines four strategies to cut interest and pay down debt faster, including prioritizing high rate cards, doubling minimum payments, applying extra budget money, and splitting payments to reduce average daily balance. The advice emphasizes structured payments to minimize interest rather than relying on due date timing.
MENTIONED IN THIS ARTICLE
Federal Reserve, Credit
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NerdWallet.com
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Lynn Ballou
EP Wealth Advisors
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