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Newspaper
High Point Enterprise
Location
High Point, North Carolina, United States of America
Date
Oct 29, 1939
Page
7
Farm families visiting the New York World’s Fair saw modern rural improvements under the Modernization Credit law. FHA financing may cover running water plumbing electric systems and related conveniences for farms, with demonstrations of shallow and deep wells supplying eight buildings and twelve locations.
A new waterproof finish with a synthetic rubber base hits the market. Suppliers claim it protects venetian blinds and other home equipment from moisture and wear.
FHA officials say Modernization Credit Plan loans may cover stair improvements. Eligible items include replacing worn treads, fixing creaks, adding railings, opening closed stairs, updating posts and rails, and installing disappearing stairs to attics.
FHA mortgage applications show increased use of architects in home designs. Officials say this aligns with the National Housing Act goal to raise housing standards and speeds up processing and completion of plans and specifications.
The new coating enables window opening during any rainstorm and directs water to run off externally. Financing for applying the finish may be available through the Federal Housing Administration Modernization Credit Plan.
The FHA analyzes six features to assess mortgage risk: loan to value ratio, debt service to rental value, economic life of the building versus mortgage term, borrower rating, physical security rating, and location rating. Each factor guides amortization, borrower reliability, property durability, and long term site desirability.
The article notes that a typical American family could cover housing costs with a monthly rental under the Federal Housing Administration plan. It cites FHA officials who say buying under FHA could cost less than renting for similar shelters and lists reasons people still rent such as down payments and mobility.
The article discusses dedicating rugged wooded areas to recreational use to boost subdivision attractiveness. It notes small irregular parcels are inefficient, while substantial playgrounds or parks of a quarter acre or more strategically placed add community value and should be accessible to children without hindering other lots.
The article notes a surge of durable materials like glass steel plastics and wood in modern construction driven by cost efficiency and strength. It explains FHA review of new materials for insured mortgages and cites a separate survey on gold ownership in Japan while mentioning Samoa phrases.
Developers acknowledge the need for recreational facilities and in sizable tracts set aside at least ten percent of total property area for parks and play areas to ensure safe crossing streets and manage heavy traffic.
A new type of electric light switch keeps the light on for 20 to 60 seconds after switching off ideal for halls bedrooms porches and garages. Funded through FHA Modernization Credit Plan and installed where exit access is distant or a light margin is needed.
FHA officials say the program now offers a sounder and more liberal path for families to realize their home owning ambitions, expanding eligibility and support.
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