High Point Enterprise Newspaper Archives Oct 29 1939, Page 7

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High Point Enterprise (Newspaper) - October 29, 1939, High Point, North Carolina Sunray. October 29. 1939tite Hatch Point Enterprise Piedmont Center of 7n<jasfrrht0h Point North Carolina Page Semins Sec. A living standards on farms Are improved through Cha farm families visiting the new York worlds fair this year saw dramatic As Well As practical demonstration of How improved farm living standards May result rom installation of a running water system. They saw a farm House with a bathroom for every bedroom. The electrified Kitchen was equipped with every known labor saving device including a Cabinet Type sink with mixing faucet for tempering the water and rinsing Spray for dishes and vegetables. Clothes were washed in an open air laundry. This modern Progress with its conveniences which farm families for years have considered the exclusive Possession of Urban residents is being stimulated by the Federal housing administration. Under the modernization credit Lan farm families May obtain funds from qualified lending institutions for installing water systems. 9 these Loans which come from private Lender with Fua in finance May also go toward the Purchase and installation of plumbing equipment and some of the other permanent conveniences which Rural people have done without for centuries. The electrified farm exhibit roil i a i lied two comp by is Nain shallow Well and a deep Well. Sud shows water piped to eight buildings and in use at 12 diff int locations. Running water is Sod at the horse Bain. Milk Houe Jack Stith shop. Cow. Barn to u i by Houe. Greenhouse Aud Paek no Bouse and in the electrified Arm Home. In addition water s piped to four standpipes located strategically around the farm. Resides bringing plumbing and its Allied conveniences to the Arm the fun a a modernization Redit plan also considers Eligi be the installation of electric systems. Stairways Are important in Home safety stairs and stairways Are import Tan factors in the safety of a Home and should always be in first rate condition. Federal housing administration officials say. Under Fhay a modernization credit plan Loans obtained from qualified lending institutions May be used to 1. Replace worn out treads on Staii-8. 2. Give attention to creaking stairs. 3. Give additional support to rickety cellar Steps. 4. Install railing on cellar stairs to prevent accidents. 5. Transform closed stairways into open stairways by removing one or More Walls. I. Replace old posts and railings with modern types. 7. Install disappearing stairs to attic. Waterproof inish has a any uses a new Waterproof finish with a thetic rubber base suitable for e finishing of venetian blinds d other equipment in the Home now on the Market. The finish sponsors maintain. Home buyers relying More on architects architectural services Are being used More in the design of Homes Given As Security for mortgages insured by the Federal housing administration. This greater Reliance on professional architectural services is shown in plans and specifications submitted in recent years with mortgage insurance applications to Cha offices. One objective of the National housing act the encouragement and improvement of housing Standard so is being reached through the increased use of architects services Cha officials say. Another commendable Point is that such plans Are More readily processed and seeded to completion. Will allow housewives to open the windows in any rainstorm and will enable the water to run Oft on the outside. Application of the new finish May be financed under the Fedeyk housing administrations modernization a Redit plan. For that hew Home you will want Quality furniture your Home furnishing needs can easily be solved if you come Here. Our Large displays give you a wide Choice of Fine furniture offer styles and designs. Let us give you an estimate on Complete outfits. Easy terms if you desire. Liberal discount for Cash. Sec our a Colony court a custom guilt living room display also 4 an Supply Wall paper and draperies to harmonize Rose furniture co main Street a Crowell bldg. Thomasville a plume Dio id South main Street phone 4332�?high Point your roof can laugh at father time you can get life Long roof Protection for your Home. You can buy the last new roof your Home will Ever need put Flint Kote Asbestos Cement shingles on your present Home right Over the old worn shingles and you will have a roof inspired by the modern movement for Beauty and permanence. A fireproof roof made of imperishable materials. Re roof your Home now with Flint Kote Asbestos shingles. Pay for it later in Low easy monthly payments under the terms of the National housing act. Samples and estimates free. Phone or write us today. For More than Twenty years Flint Kote roofing has been giving lasting and satisfactory service in and around High Point Beeson hardware co. 214 North main Street phone 4551 Flint Kote Asbestos shingles where apace permits this Home solves the problem of Horn to break the Monotony of design without bordering on extremity. The Center of the House is 4>ne room deep with one Wing devoted to bedrooms and hath and the other to Kitchen and dining room. The designer has found plenty of room for closets Tot ally a serious problem in a Small Home design. The Federal housing administration s Ohio office insured a mortgage for $5,549 after the property was appealed at $7,540. Floor. Plan the clean Cut lines of this Home and the Many advantages offered in its simple design Are being recognized More each Day by purchasers of Small Homes. There is nothing startling about the House hut it is an excellent example of How an attractive and t vhf Ortale three bedroom Home can be built at Low Cost under the insured mortgage system of the Federal housing administration. The property was valued by Cha appraisers at $6,200, and the Home was built with the Aid of a mortgage of $4,900 insured by Cha. Monthly payment including interest principal and mortgage insurance amounts to $35.31. F of floor. Plan Flook. Plas six features in Cha Survey his Iii 11 Olin mortgages Given lose Sil Lily six main features enter into Tho technique by which the Federal j housing administration examines the risk involved in residential i mortgages ii insures. These six features Are i i the a ratio of loan to the which has constituted the a time honoured method of determine lug risk. 2> a ratio of debt service to j rental this Factor answers the question a will the property if it were rented to Able to sustain the mortgage without contribution from the owner a 3 a ratio of the economic life of the building to the term of the this enables the selection of a time period for the Mort Gage which will result in total i amortization before the building i improvements become valueless 4> a rating of the Borrower a weighs the borrow ability and a i willingness to meet his Obliga i tons six hating i l ily. A experts of physical seen j rate the qualities i of the physical property from the standpoint of durability appearance and functional excellence. J his rating of investigation is made to decide whether the site will remain desirable Over a Long period of time. Monthly rental now sufficient to pay for Home flexible1 i la v term Ihlen Home financing scope the average american family pays a monthly rental for living quarters which would be sufficient to take care of the monthly charges on a Home of its own under the Federal housing administration plan of Home financing. Cha officials say. In some cases the monthly charges on certain priced Homes under Fhay a plan would be less than rentals for comparable shelter. The vast portion of americans income producers who could own Homes but forego such a realization do so for a number of reasons. Cha officials Point out. Among these May have been Lack of sufficient Down Pav men to a reason lessened in Validity since liberalization of Fhay a title i terms to the 5 per cent Down payment. A number of financial institutions throughout the country have inaugurated savings pro Grams the cumulation of which is accumulation of sufficient funds for a Down payment on a House other reasons for foregoing a Liou get Purchase May have been desire to remain More Mobile due to the nature of employment under Fua s Home financing plans now More flexible than areas for play add to Appeal of subdivision Wei i Boca Ted areas strengthen desirability of properties the dedication of rugged and heavily wooded areas to recreational uses is often found to add to the attractiveness and Appeal of a subdivision. Often certain parts of a tract do not subdivide readily but Are ideally situated for Park use. Federal housing administration officials urge that these areas be adopted for the Type of recreation for which they Are fitted Small irregular parcels haphazardly scattered throughout a tract Are generally of Little Utility and Are costly to maintain. However a few playground and Park units of substantial size one Quarter of an acre or More strategically located enhance the value of surrounding properties and Are definitely a Community asset. These areas where set up should be accessible to Small children without making it necessary new building materials Are now available there Are Many building materials of sound and durable Content now available to the architect and contractor which were virtually unheard of a decade ago. These materials processed in new forms and combinations have widened the scope of design and construction which May be effector Thorn to Cross streets bearing fast heavy traffic. Many developers Are alive to the necessity of supplying recreational facilities and where their tract is of considerable size they devote not less than to per cent of the total area of their property to Parks and play areas. De the prospective Home builder and buyer. Of Many substances Glass steel plastics rubber Metal and Wood the new materials were a depression born a resulting in Many cases from the necessity of reducing costs and providing durability and strength at the same titties. While acceptance of Many of these materials has been widespread. The Federal housing administration examines new materials and methods of construction before Homes in which they have been used will he financed with Cha insured mortgages. A Japan Nas started a second nationwide Survey of Gold and Gold articles owned by private citizens with a View of acquiring additional Metal. In Samoa a kiss is merely a sniff. New Light switch adds to safety bulb glow Short period Aller switch in turned a new Type of electric Light Witch which allows the Light to stay on from 20 to 60 seconds after the switch is turned of should prove particularly valuable As both a safety device and a convenience. The switch May be installed through funds obtainable from qualified lending institutions under Fhay a modernization credit plan. Its manufacturers maintain added conveniences for the switch when installed in hallways bedrooms children a room porches garages basements and All Othet Points where the Skitch May not be near the exit or where a margin of Light is needed after the switch in turned off. When turned off. The Light goer out from a few seconds to a minute after the switch is snapped depending upon an adjustment allowance. Jewelry Art treasures and documents Worth Mill fans of dollars have been taken to Safe deposits in London by All sorts of citizens since the War began. The world has a least cart quakes a usually. 10,000 Ever families can realize their Home owning ambitions in tills respect on a sounder More Liberal basis than Ever before Cha officials Sav red Mountain ranges As Miu As $49.50 s3.00 d0wn and Lour 4md stove pkg >14>m h ski window tinted gloss Here a a paint that won t mister erne or Peel. Under any weather conditions. Stays smooth. Keep its Beautiful Lustre. La Cas tinted gloss never gets that Chalky look. Even after five years of service you wont have to Burn or scrape. Simply clean and paint. Again Over its smooth surface cancan in Law Anglia Tat a i Ca Tiff Tio �4. Oss Xvi it about i Baba Bai i Araa Kha , plan for Boma modernisation. a a Tad to a pair a with hateful a fact about i Kun new vat. Tinted gloss set till us erne for $ in Effort a make no charges for securing Loam for your repairs $60 of to $2,500.00. $100.00 will Cost you Only $5 98 per month for 18 months no Coit to Borrower. No red tape no delay. No mortgage required a loan May be secured in addition to existing mortgage. Snow lumber co. Established 1880 Pill Iju Quot a la o now. With. Quality Marietta paint a Complete line of builders materials and hardware paint roofing Home plaster Cement Metal lath nails Rock lath Wall Board Brick hardware this i the time Ltd year to paint up your Home and help preserve it for the hard Winter months to come. When you use Quality paints like Marietta you Are assured of a Job that will give lasting service. Marietta paints sold exclusively at Redwine is be 20s North main Street i i

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