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Newspaper
Aiken Standard
Location
Aiken, South Carolina, United States of America
Date
Aug 09, 2004
Page
17
A Ohio reader asks for capital options to start a family business. The response warns against overcommitting personal resources and advises keeping at least a year of living expenses in cash reserves. It also cautions against excessive debt and notes after tax debt burdens as a major risk.
A practical guide outlines steps to secure capital for a startup. It stresses determining needed funds with a five year budget, building a detailed proposal, and obtaining professional advice. It covers personal credit, presenting to investors, and choosing debt or equity sources including family, angel investors, and venture capitalists.
The article outlines funding sources including venture capitalists aligned to specific sectors and regions, law and accounting firms as referral pathways, debt options with family and friends, consumer loans, and bank loans. It highlights SBA loan programs and lender certification, the Export-Import Bank, and local offices of economic development as capital sources.
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