Balcones Banc Satisfactory CRA Evaluation Details
Balcones Banc Savings Assoc marked satisfactory in CRA compliance with strong board oversight and active community engagement. The report notes targeted marketing to low income groups, FHA program participation, multiple Texas offices, and no discriminatory practices, with ongoing development involvement and plans to rejoin FmHA-type lending if market conditions allow. An Ozona National Bank CRA examination record is not found as of January 8 1993.
MENTIONED IN THIS ARTICLE
Community Reinvestment Act
Balcones Banc Savings Assoc
Office of Thrift Supervision
Community Credit
Balcones Banc
Farmers Home Administration
Fmha
FIHA
Floresville
Kenedy
Cuero
Nixon
Kyle
Texas
Hays County
Ozona National Bank
Anana
Victoria Bank and Trust FDIC Rating Outstanding Found
Victoria Bank and Trust received an Outstanding rating by the FDIC after a 1992 assessment. The process noted senior management and the board understand local economic issues affecting residents of the delineated communities. The 1990 context involved organizations and individuals in the district.
MENTIONED IN THIS ARTICLE
Victoria Bank and Trust Federal Deposit Insurance Corporation
Victoria Bank and Trust expands community outreach and home loan programs
Management interviews across the Victoria Bank and Trust system reveal demand for more small business and home improvement loans and affordable housing for lower income families. Plans include TDHCA Bond Program 45 participation, a special home improvement loan, advisory boards, CRA training, and Spanish home loan advertising to broaden community goodwill and banking access.
MENTIONED IN THIS ARTICLE
Victoria Bank and Trust Company
CRA
Victoria Smsas
Centrax
United Way Campaign
Big Brothers
Big Sisters
Regulators Face CRAs Under FDIC Act Debates
Bhargava notes rating schemes differ by agency with 9-10 percent outstanding and 79-80 percent satisfactory and 8-9 percent needing improvement while 1 percent show non compliance. Consumer groups say ratings are inflated and regulators are lax. The 1991 FDIC Improvement Act touches CRA data, and more performance data will be required with examiner data to back it.
MENTIONED IN THIS ARTICLE
Trons
Bhargava
CRA
Also Mentioned on This Page
uvuIh
Community Service
Wimberley Visitors Center
Wimberley
Senior Citizens Center
Wimberley Lion’s Club
Shalimar Realty Co. Real Estate Information
Hill County Natural Foods
J & J Meat Market & Deli
Family Pharmacy
Wimberley Land Co. Free Market Analysis Information Ext
Wimberley Land Co
Wimberley Land Co. Land & Water Properties
Texas Omni Properties New Homes
Wimberley Weather
Ray Schiflett
DeMasters-Daniel Insurance Agency
Ext
Wimberley I.S.D
Special Events Information Superindent’s Office
Scudder
Bowen Intermediate School
Wimberley Secondary School
San Marcos
Daily Managers Special
Banks
Century-News
P.O
Dripping Spring
RR 12
Kyle Eagle P.O
Kyle Drug Store
N. Highway
Wimberley View P.O. Box
Cornerstone Park
Misc
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