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This newspaper page contains 13 articles. Subscribers can read the full text of each article.
Newspaper
The Chronicle Telegram
Location
Elyria, Ohio, United States of America
Date
Oct 18, 1938
Page
11
Records show FHA activity includes many residences started in the Fall and Winter. Starting in fall or early winter offers contractor and supplier concessions to keep crews busy, with minimal delay despite cold. Masonry can proceed with precautions such as warming sand and stone, covering work, and avoiding freezing temperatures.
Hot water is no longer a domestic luxury yet many homes lack adequate supply. Automatic instantaneous heaters save fuel, fit many homes, and simplify installation but must be sized to meet needs. FHA financing options allow homeowners to fund new hot water systems. private lenders participate.
The article highlights two kinds of interior treatment for walls and stresses the value of appropriate decor. It notes a wide range of materials and patterns for home owners to achieve desired effects within budget. It mentions modern wall coverings and the Federal Housing Administration credit plan to fund modernization.
The article notes door dimensions vary by period from colonial three-foot widths and six-foot heights to Victorian taller and wider jambs, with modern doors typically not over two feet in width and about six feet high. It advises main room doors should be at least two feet six inches wide.
An analysis of statistics from several government sources shows 285,000 dwelling units were built in urban and rural nonfarm areas in 1987. Estimates place 1930 at 286,000 units, with declines to 212,000 in 1931, 74,000 in 1932, and 54,000 in 1938, followed by gradual gains through 1934 to 1936.
The FHA sponsored mortgage offers distinctive features compared with older loans. It may lend up to about 89 percent of property value, allows repayment over 20 to 25 years, includes monthly principal reductions, adheres to sound construction standards, and has slower financing costs.
A reader asks about mildew on painted exterior surfaces due to soft paint from excess oil and damp shaded areas. The remedy includes a daily solution of sodium citrate in water with glycerine and whiting to remove porch stains. Other questions cover winter building costs, fall backyard improvements, bathroom tile, window drafts, sills, putty, and basement water with an electric pump as a solution.
Guidance on locating light switches near the most used entrance. In living rooms switches near the living room entry improve safety. Kitchens should have switches near the dining space entrance. External vestibule lighting helps safe entry from outside. Home rewiring may be financed via a Property Improvement Credit Plan loan from approved private lenders.
The piece outlines strategies to shield basements from water intrusion, focusing on robust barriers, proper drainage, sump systems, and moisture controls to prevent costly damage. It emphasizes proactive installation, maintenance, and timely repairs to sustain structural integrity and minimize mold risk.
The article describes FHA loan insurance for Property Improvement Credit Plan loans, detailing limits and insurance responsibility for lending institutions. It notes a 1 percent insurance threshold and references the 1938 act. It also mentions Kenya's first woman sworn into its Legislative Council, Lally Jeney Farrar.
A new laminated flooring product claims to fit over any wood surface or be laid in mastic. It reduces expansion and contraction, uses a glue that deters rodents, and is moisture resistant. Financing is available through private lenders backed by the Federal Housing Authority under its Property Improvement Credit Plan.
The Federal Housing Administration reports over 500000 home mortgages totaling about 2.1 billion dollars have been selected for appraisal since 1934. FHA says that activity shows strong American home ownership instincts and notes the volumes rose sharply after liberalized amendments went into effect early last February.
A discussion advocates homes built to endure harsh weather and use. It urges foundations floors roofs walls and ceilings to meet time and wear tests and recommends inspection and valuation services to protect buyers as part of FHA insured home securities.
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