Safeguard Gains After Market Drops
Learn why traditional brokers charge fees and commissions during declines and how retirees can protect gains. Discover alternatives that aim to avoid losses from market fluctuations and suit a conservative diversified portfolio.
Free lunch seminar highlights seven retirement planning pitfalls
A reading notes seven areas retirees must address including wills with proper language to protect grandchildren, nursing home spend-downs, IRA tax implications, lasting income plans, long-term care costs, and healthcare protections. Attendees learn strategies to shield assets, minimize government benefit penalties, and secure heirs. Call 888-999-4795. seating limited to 24.
Hidden Veteran Benefit Pays Up To 2190 A Month For Life
A benefit offers up to 2190 dollars monthly tax free for life for veterans who served during a qualifying war. Only about five percent of eligible individuals apply, and assistance is available from VA Accredited Claims Agents and Attorneys to simplify the application process.
IRA Tax Bomb Looms Over Retirement Plans
The IRA and 401k grow during working years but incur a large tax bite in retirement. Statements mislead clients who expect their heirs to receive the full balance, yet taxes can take 25 percent or more. We offer proven, interest producing solutions to offset the tax loss and preserve intended bequests.
MENTIONED IN THIS ARTICLE
Sam
New Trust Protections To Avoid Probate And Protect Assets
A specialized type of trust avoids probate and shields money from long term care costs while preserving eligibility for state and federal benefits. This method has decades of use but remains little known.
Survive 5 Year Lookback And Spending Penalties
The article explains the 5-year lookback rule in benefit programs. It notes that transfers to others in the past five years can trigger penalties and denial of benefits. If qualified fraudulent transfers are found, the applicant may face weeks or months of denial and must pay full care costs out of pocket.
Pay for Care Without Benefits
A non-traditional funding solution offers near immediate long term care payments within a five year window. It pays clients directly, allows choosing any facility, and can be used until switching to state and federal programs without penalties. Retirement assets remain protected and largely not spent on care.
Free retirement and estate seminars with Affinity Advisory Network
Readers are invited to two free seminars on retirement and estate planning presented by Affinity Advisory Network and a local independent Attorney. Seating is limited to 24. call (888) 999-4795 to reserve a seat.
MENTIONED IN THIS ARTICLE
Robert Hall
Affinity Advisory Network
Canton
Ohio
Foundry Kitchen & Bar
Sugar Creek Restaurant
Affinity
Freefoodseminars.com
Affinity Advisory Network, LLC
AAN
Belden Village St. NW
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Elyria, OH
Sugarcreek Restaurant
Sheffield, OH
Foundry
BAR
Broad St. Elyria
Detroit Rd
Sheffield