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Newspaper
The Chronicle Telegram
Location
Elyria, Ohio, United States of America
Date
Jun 06, 1939
Page
13
FHA officials say many aging homes can be converted into income producing apartments. With modest improvements funded by the FHA Property Improvement Credit Plan, owners may finance heating, wiring, plumbing, redividing spaces, painting and exterior work to remodel into small apartments.
FHA suggests the Property Improvement Credit Plan can fix inadequate hot water. Officials urge careful estimates of family needs, noting a common rule is 20 gallons of tank capacity per bedroom.
The hallway, as the first interior view for visitors, should be bright and welcoming. Wall coverings, paneling, and waxed floors enhance appeal, with waterproof designs and washable finishes common. Heat is essential for comfort, and the Federal Housing Administration offers Property Improvement Credit Plan funds through qualified sending institutions.
Winter causes wear to home exteriors and interiors as indoor use rises. FHA Property Improvement Credit Plan funds may be obtained from qualified lenders to finance necessary repairs and improvements.
The guidance addresses room requirements, tank capacity not dropping below 30 gallons, and adjusting by case. Officials advise mounting the hot water storage tank horizontally well above the heat source to use full capacity. Tanks should be insulated and hot water supply lines insulated when possible.
An Ohio dealer promotes Spred latex paint from Forest City Paint Co of Cleveland claiming fast one hour drying and washable finish for plaster woodwork and walls. Homer Mossbarger owner of 318 Cambridge Ave is the first to apply Spred locally. Also advertised are cheap western pine doors and Flintkote shingles with financing, plus a Chief paint contest offering a 1939 car prize for best before and after photos.
The article outlines using FHA backed Property Improvement Credit to build attached storage like a basement or storeroom and to convert an attached garage into a bright play space. It suggests furnishings for storage, garment closets, toy cupboards, and a cedar garment closet, plus a play area with table tennis and indoor games to keep children indoors during bad weather.
Period wood mantels reproduce authentic designs and suit homes with defined architectural style. Some manufacturers offer up to fifty models spanning multiple periods or styles. Easy to install and inexpensive, a mantel reflecting the home style can be financed through qualified lending institutions under a financing plan.
A home improvement idea uses a false wall with a mirrored niche to add closets on both sides and possibly fit a dressing table. It notes modern builders provide wardrobe space while many older homes lack it, and explains the Federal Housing Administration plan to finance such modernization through qualified lenders.
The article extols modest homes that radiate warmth through neat maintenance. A fresh coat of paint or a new roof can transform a drab dwelling into a pleasant inviting space, with occasional larger updates needed to refresh its appearance.
The basement can become a comfortable quiet living space with waterproofed walls tiled floors and improved lighting. Modern furnaces and boilers fit in with the look and funding from FHA’s Property Improvement Credit Plan supports tasks like widening rooms repairing floors installing drains and updating insulation and fire safety features.
Avon hosts a prayer meeting and Bible study at St. Baptist Church in the dining room on Thursday evening June 8. The Village Council holds its regular meeting in the Town Hall on the same evening. Activities in Wellington Bray and friends visit. George Kelling visits Elyria relatives. Earl Frantz calls on his sister in Bay Village. Mr and Mrs Wayne Jameson visit Lorain relatives. FHA financing guidance outlines exterior home modernization steps for frame houses and brick or stucco veneers alike.
The article urges homeowners to address interior wall dampness before cold weather worsens it. Damp walls damage wallpaper and create an unhealthy musty atmosphere. Find and eliminate the moisture source, then consider insulation or funds from lending institutions under Property Improvement to reduce moisture.
The article outlines three main considerations for homeowners planning repairs. It notes aims to improve comfort and livability, boost property value, and enhance ownership pride. It mentions a national trend toward modernization supported by the PHA plan enabling repairs via regular income on approved terms through qualifying lenders.
When municipal water is unavailable, check water purity with chemical and bacterial analyses from local or state health authorities. Private wells fall into shallow and deep categories with distinct suction and lift limits. place the pump over the well in deep systems.
Stewart McDonald, Federal Housing Administrator, described vast improvements in housing at the New York World's Fair broadcast. He cited changes over the last decade, noting efficient kitchens, modern bathrooms, and advances in insulation, fireproofing, and compact, livable design driven by industry and government.
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