Payday lenders thrive as high interest cash fix
A stark look at payday lending shows lenders offering immediate cash in exchange for postdated checks and steep fees. Borrowers like Janet Delaney pay hundreds in fees for small, short term loans, often renewing to cover bills. The industry, grown since the 1990s, now spans 270 stores from California to the Carolinas, led by Check Into Cash founder W Allan Jones with revenue reaching tens of millions.
MENTIONED IN THIS ARTICLE
Janet Delaney
Hospital Food Service
Canopy collapses at Elyria Marathon gas station
Canopy over West River Marathon at West River Road and Furnace Street collapsed after accumulating about 3 feet of snow on Saturday morning. Firefighters and police responded as construction crews dismantled the canopy and pumps were shut for the day. No injuries or pump damage were reported.
MENTIONED IN THIS ARTICLE
Steve Manheim
Chronicle
Furnace Street
West River Road
Elyria
Harley Rowe
LaGrange
Rowe
Doe Vargo
Children build future in Lorain County contest
Fifty two kids crowded St Anthony of Padua social hall for the Black Kids Contest part of the Black Kids Building Program by the National Association of Women in Construction. Anthony Ernandes won first prize with The Century 2000 Building and will advance to regional, then potentially national competition.
MENTIONED IN THIS ARTICLE
Lorain
Lorain County
National Association of Women
St. Anthony of Padua Catholic Church
East Erie Avenue
Construction Association
Association
Steve Manheim
Chronicle
Sean McWhorter
Amherst
Payday lending boom grips Lorain County with few rules
Lorain County sees rapid growth in payday lenders with eight new shops in two years. Elyria hosts Advance America and National Cash Advance across from each other on Cleveland Street, while Lorain adds four lenders. Fees and high renewal costs create steep annual rates, though Ohio caps fees at 18 percent and loans at 500 dollars.
MENTIONED IN THIS ARTICLE
Advance America
National Cash Advance
Cleveland Street
Elyria
Lorain County
State Department of Commerce
Lorain
State tax filing goes online in Ohio
Ohio will allow state tax returns to be filed online for the first time this spring as the EZ form is expanded. Officials expect up to 2 million of 5.5 million filers to go electronic, cutting refund wait times by about two weeks and reducing workload and errors. Tax Commissioner Roger Tracy notes savings in key punch costs while IT400 vouchers enable electronic payments only via checks.
MENTIONED IN THIS ARTICLE
Columbus
Ohio
Roger Tracy
Bob Taft
Ohio EPA plan fails to meet federal pollution standard
Columbus Ohio officials propose cutting nitrogen oxide emissions from coal plants by 65 percent, not the 85 percent required by federal rule. EPA spokesman David Ryan says the agency will not back off and will pursue sanctions if states miss the 85 percent target set to curb smog by 2003. Ohio EPA notes its plan aims to protect health and neighboring states.
MENTIONED IN THIS ARTICLE
Columbus
Ohio
David Ryan
US Environmental Protection Agency
Ryan
EPA
Robert Hodanbosi
Ohio Epa
Carol Hester
Winter likely to stay wet in Ohio
The National Weather Service forecasts wetter than normal conditions across Ohio through spring with six to ten day outlooks showing above normal precipitation. Northern Ohio snowbelt cooler trends may differ as temperatures rise above normal in the region. Normal precipitation figures for Cleveland Columbus and Cincinnati are noted as benchmarks.
MENTIONED IN THIS ARTICLE
Columbus
National Weather Service
NWS
Cincinnati
Weather Service
Ohio
Also Mentioned on This Page
Delaney
Cleveland
Tenn
W. Allan Jones
California
Carolinas
aMee
Riley
Chuck Homel
Ray Diederich
North Ridgeville
Gel M
The
Chvenicke Telegram
Joe Masbrook Jr
the Chronicle-Telegram
Ohio General Assembly
States
Nancy Deevers
Consumer Credit
See County
Jim Lawrence
Taft
Tax Department
Fed
RC Hiy Fe
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