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The Chronicle Telegram in Elyria, Ohio

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This newspaper page contains 5 articles. Subscribers can read the full text of each article.

Newspaper

The Chronicle Telegram

Location

Elyria, Ohio, United States of America

Date

Jan 14, 1996

Page

3

Global warming threat to Northwest salmon stocks

A forthcoming report by the Pacific Biological Station warns that rising atmospheric carbon dioxide could heat the North Pacific by about 2 degrees Celsius by 2070, shrinking cold water zones by half in summer and risking survival of salmon. The study, using 40 years of research and Mathsoft Plus software, suggests warmer oceans may force salmon to migrate to the Bering Sea and could bolster Canadian plans to cut Pacific salmon boats by one third, risking thousands of jobs to protect a $530 million industry.

Seattle Northwest Pacific Northwest StatSci Mathsoft Inc Mathsoft Pacific Biological Station Nanaimo British Columbia North Pacific David Welch Bering Sea North Pacific Ocean Canada

Financial goal setting and budgeting guidance for 1996

Practical steps from 401K Ventures and financial planners emphasize writing down goals for the next five years and retirement, starting a filing system, trimming spending, controlling credit cards, choosing automatic savings, planning tax withholdings, and rebalance strategies. Advice stresses measurable actions, diversification, and disability insurance alongside retirement planning.

Brian Schaefer 401(K Palo Alto Calif Cheshire Cat Alice

Luxury car makers see U S market rebound in 199

BMW sales rose 11 percent to 93,309 units in the United States last year while Mercedes Benz gained 3.5 percent to 76,752. Rolls Royce posted strong North American figures with 420 cars sold, and Jaguar’s XJ line helped lift U S volumes. In Europe and Asia demand also improved for high end brands.

U.S United States BMW Mercedes- Benz California Florida Tony Lancelott UBS Ltd London Rolls-Royce Jaguar Ford Motor Co North South America Middle East Kuwait Turkey Oman Europe Asia Britain Harry Philips Panmure Gordon and Co

Used car superstores reshape dealer competition nationwide

Circuit City aims CarMax style used car superstores to boost customer service and logistics skills. CarMax shows 90 percent favorable ratings, pushing GM and Honda to expand warranties. Franchise dealers sold 11.7 million used vehicles last year, while 35 million are sold annually in the United States.

Pappert Richard E. Colliver American Honda Motor Co CarMax National Automobile Dealers Association RL. Polk & Co United States Circuit City Richmond Raleigh N.C Atlanta Tampa Orlando Fla Dallas-Fort Worth Houston Texas Washington, D.c.-Baltimore, Md

Tax traps in mutual fund distributions and reinvestment

Tax rules on mutual fund distributions vary by type and bracket up to 38 percent for ordinary income and 28 percent for long-term capital gains. Investors should keep Form 1099s and track cost basis, as reinvested distributions reallocate basis and affect future tax when shares are sold. An example shows a $10,000 investment with a $2 per share distribution reinvested at $8, preserving value while expanding share count.

Clinton Congress Dee Lee Harvard, Mass Internal Revenue Service

Also Mentioned on This Page

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