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Newspaper
The Chronicle Telegram
Location
Elyria, Ohio, United States of America
Date
Jan 11, 2004
Page
7
The Fool explains that stock splits do not create new value and can lure investors with the illusion of owning more shares. Investors should concentrate on a focused list of strong ideas, typically eight to fifteen companies, rather than spreading funds thin across many holdings.
The Motley Fool funds five charities through Foolanthropy. Highlights include America's Second Harvest feeding 23 million annually, Ashoka supporting social entrepreneurs with stipends, Grameen Foundation USA backing microfinance, Heifer International advancing livelihoods via livestock, and Lifewater International drilling wells to improve water access. Donations may be sent to Foolanthropy c/o The Motley Fool in Alexandria, VA.
The global food and beverage giant behind Lay's Doritos Gatorade Tropicana and Quaker Oats formed in 1898, with brands like Doritos Fritos Cheetos Mountain Dew Aquafina Life Rice-A-Roni Aunt Jemima and more. It once owned North American Van Lines and Wilson Sporting Goods and merged with Quaker Oats in 2001.
A reader recalls turning 1000 into 440 shares of U S Bancorp after mergers, now worth over 10000 with quarterly dividends around 90. The Fool notes small banks often get gobbled up and pay solid dividends, but advises learning about banking before investing and asks for submissions to My Dumbest Investment and My Smartest Investment.
A Consumer Reports look warns gift cards deteriorate in value due to fees and expiration rules. Banks and retailers impose monthly maintenance or inactivity charges and replacement fees for lost cards. Keep receipts, track balances, and note card numbers to avoid losing value.
Last week’s trivia traces Amgen from 1980 founding to a global biotech leader. Based in Los Angeles, it spans 19 nations with 10,000 plus employees, acquired Immunex in 2002, and shows stock strength, joining Nasdaq 100 in 1959 and S&P 500 in 1992. This note invites readers to send questions for Fool columns.
Retail policies vary, with 90 day limits at some stores and open windows at others. Knowing each policy, keeping receipts, and approaching managers can improve refund chances. as many returns occur weeks after Christmas, persistence and clear communication help secure credits or exchanges.
Giammagnani runs Latino Home Loans advising immigrant borrowers to gather letters from customers and credits agencies to build a favorable credit profile. He suggests saving $300, taking a similar bank loan, and gradually repaying to establish credit within a year or two. He notes many applicants will not qualify but sees it as financial education.
Experts advise employees talk directly with supervisors about criteria for higher pay and increased responsibilities rather than threaten to quit. A solid counteroffer can retain valued staff while career services and associations offer salary trend insights and job data from Salary.com and CareerOneStop.
Lorrie Buchdrucker and Heather Large become Tastefully Simple consultants in home demonstrations. James M. Janasko named charter member of the National Society of Agents for Consumer Education. Robert Kubasak earns immunization certificates. Rus sell Realtors staff gain Senior Housing Specialist certificates. Basem K. Shiewiet joins Community Health Partners, aiming to prevent youth deaths through therapy and medication management. Avon Lake and Elyria area residents highlighted.
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