Pro forma meanings and pro forma use in reports
The column explains pro forma figures used after mergers to show combined results and clarify a companys health. It cautions that some firms inflate pro forma earnings and notes the SEC has named firms to watch. It also explains FDIC coverage and limits for depositor protection and distinguishes insured accounts from investments.
MENTIONED IN THIS ARTICLE
Hartford
Conn
Inc
Squirrel Co
Moose Squirrel
Securities and Exchange Commission
Debit cards versus credit cards explained
Debit cards withdraw money directly from your checking account and function like cash with no grace period. They may impose per use fees, daily limits, and high liability if lost or stolen, offering fewer consumer protections than credit cards.
MENTIONED IN THIS ARTICLE
Visa
Mastercard
Chias R Us
Chias R
Govifte
Cardweb
Coming Glass Works DRIP tale shows local roots and rebound
A investor recalls buying 100 shares of Coming Glass Works in 1993 at 40 each via a DRIP account, drawn by local ties and museum visits. He sold in 2000 for profitability, then notes a 95 percent drop from the 2000 high as fiber optic demand waned, while remaining shares rebound modestly. He urges learning from local companies and promotes DRIP resources and reader submissions.
MENTIONED IN THIS ARTICLE
Steuben
Burdick
Binghamton, NY
Comning
Feel.com
DripCentral.com
Rayovac poised for growth amid debt rise and Remingtons revival
Rayovac remains the third largest U S battery maker and top in rechargeables with Remington leading foil razors and hearing aid batteries. Earnings expectations rise as cost cuts are rolled out. Remington and VARTA units forecast gains. Debt climbs to 829 million after a 322 million Remington purchase, while margins reach 11 percent. A China battery stake adds 35 million revenue in 2004, boosting long term prospects and free cash flow, though risk remains.
MENTIONED IN THIS ARTICLE
Rayovac
ROY
America
North America
Europe
Remington
VARTA
China
Lorain Doctor Named 2003 Ohio Physician of the Year
Dr John Gray of Lorain named 2003 Ohio Physician of the Year by the NRCC Physicians Advisory Board. Gray, Amherst native, 23 years in practice, board certified in family practice, based in Community Health Partners Medical Office Building. His daughter Pamela Gunning Whitacre named CEO of RISE Learning Solutions. she rose from controller to COO to CEO since joining in 1997. Arlene Jaroscak promoted to VP Residential Services at Elyria Methodist Village. Contact details for The Chronicle Telegram People on the Move column include phone, fax, email, and mailing address.
MENTIONED IN THIS ARTICLE
John Gray
Lorain
Ohio
National Republican Congressional Committee
Physicians’ Advisory Board
Gray
Amherst
Community Health Partners
Pamela Gunning Whitacre
Rise Learning Solutions
Whitacre
Elyria
Cincinnati
RISE
Dun & Bradstreet Inc
Bowling Green State University
Chronicle Telegram
Chronicletelegram.com
Chronicle-Telegram
East Ave
P.O
Also Mentioned on This Page
FDIC
V.C
Manteo
Federal Deposit Insurance Corp
Wrrfdic.gov
Glass Works
The
Scientific Materials Co
Jonas Salk
Fisher Scientific International
Fool
Alexandria
Selena
United States
PayPal
National City
NationalCity.com
Small Business Administration
Fier
Eaton
North Ridgeville
Avon Lake
Avon
Speaking OF Business
Christine Coughlin
First American Title
Midland Title
Coughlin
First American
Midland
Gail Kohls
CenturyTel
Kohls
Lorain Telephone
Arlene Jaroscak
Elyria Methodist Village
Jaroscak
Beacon House
Voughlin
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