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This newspaper page contains 5 articles. Subscribers can read the full text of each article.
Newspaper
Syracuse Herald Journal
Location
Syracuse, New York, United States of America
Date
Mar 17, 1997
Page
14
A reader asks if broker prices for selling municipal bonds are fair. The column explains bond pricing via a monthly matrix, why prices vary by broker, and how selling through a single broker can yield suboptimal quotes. It advises comparing bids across multiple brokerages for major sales.
A reader with a $160000 401k seeks a safe roll into GNMA and Spectrum Income funds. Evaluates risk, past 1994–1996 performance and yields, suggests a 1/3 in Price Spectrum Income and 2/3 in Vanguard GNMA, and questions dollar cost averaging versus lumped investments.
Sharon Patchett urges caution with non profit outfits outside your area and recommends BBB checks. She notes Consumer Credit Counseling Service of Central New York is part of a 1200 office national network and offers by mail or telephone counseling with face to face options. For help call 474.6026 or write Suite 600 500 S. Salina St Syracuse NY 13202.
Jeanne Casinella of the Better Business Bureau explains that the bureau provides mediation and arbitration, free consumer reports on companies, advertising review, and the Autoline program with car manufacturers. It emphasizes nonpartisanship and voluntary self regulation to help resolve disputes and prevent bad deals.
The April issue set reviews Social Security reforms and a Gramlich plan to pair a national 401(k) style deferral with Social Security, plus concerns over regressive tax effects. It also flags high 401(k) fees and hidden costs, urging readers to monitor plan fees and push employers to cut them.
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