Internet contracts raise debt risks and electronic notices
The piece notes that online loans involve signing less visible agreements and that the federal E Sign Act grants electronic contracts enforceability. It advises printing all contract screens and notices, saving creditor addresses, tracking email changes, and noting any fees for mail notices. Sharor Patchett, head of a Central New York consumer service, provides guidance in the column.
MENTIONED IN THIS ARTICLE
Park
Sharor Patchett
Consumer Crest Spouse Bag Service
Central New York
Jocal
Choosing the right IRS tax form for filing
IRS guidance outlines selecting Form 1040 for itemizers or higher income and Form 1040EZ for simple cases. It explains standard deductions, filing statuses, and when itemizing may be better, with thresholds and age or blind status bonuses.
MENTIONED IN THIS ARTICLE
SRS
IRS
Wwe
Irs-Gov
Tips and Taxes for Tip Income and Foreign Earnings
The guide explains tip income from venues like hotels, restaurants, and taxis is taxable and reportable to the IRS. It covers daily tip tracking, reporting thresholds, foreign income exclusions, gift taxes, deductible taxes, and how to obtain forms and help from the IRS including filing options and payment plans.
MENTIONED IN THIS ARTICLE
Social Security Administration
United States
TRS
U.S
IRS
Chico's FAS expands via stores and ads to chase growth
Chico's FAS markets Chico's Ines line through catalogs, online and 250 stores in 39 states with a target of doubling store count. The company plans national TV ads in six markets, tests 300 spots on major programs, and pursues 25 percent long term growth per analyst view, targeting affluent women aged 35 to 55.
MENTIONED IN THIS ARTICLE
Chico's Fas
Syracuse
E Chito
DeWitt
We Cinco
S&p
New Viernes
Edor Usiye
Loyalis Mechiniques Club
Club Kaser
Chico's
Martha Stewart
Jim Frain
Martha Stewart Living
la Chico's
Carings
Christine Kilion-Augustine
ING Barings
Kitton-Augustine
Kaiton- Augustine
Kilton-Augustine
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Rake Meuc & Ses
Stan
Nancy Richards
Internal Revenue Service
Steve LoBello
Kirkville
James M. Hanley Federal
Creditec
Fae Beacon Federal
Key Bank
Fleet Bank
Beacon Federal
Ta Ink of
Chittenango
Geddes Federal
Snlvay Bank
Beaton Federal
BSB
Bank of Chittenango
Salvay Bank Alliance Bank
Geddes Federal Savings
Alliance Bank
Federal
Bank of Chitrana So S
Pathfinder Bank
Aso Bank of Chatenango
Solvay Bank
Jeneca Federal
Seneva Federal Bank of Chittenango
Seneca Federal S&l Assert