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Newspaper
Syracuse Herald Journal
Location
Syracuse, New York, United States of America
Date
Jun 28, 1993
Page
14
Receivers now route sound to as many as six speakers for surround effects. They select sources and destinations for CD recordings or broadcasts, with basic models starting around 200 dollars. Consumer Reports finds FM tuner performance and ease of use vary, but overall scores remain high.
The article advises using any receiver for TV or VCR audio and highlights the value of audio video switching for complex setups. It warns against misrepresented power ratings and emphasizes evaluating control layout, readability, and labeling. It lists several models as best buys or best values for both surround and non surround receivers.
If retirement is a year away or less, evaluate lump sum versus annuity for pensions. Joint and survivor annuity provides lifelong payments to the retiree and a portion to a spouse after death. Lump sums can be rolled into an IRA to avoid 20 percent withholding. immediate taxes may be best for those born before 1936. Review health coverage, Medicare at 65, and medigap. Apply for Social Security about three months early with necessary documents.
Local consumer rights column cautions readers about vending machine ventures. It warns against inflated profit projections and poor locations, notes risks from weak training and dubious suppliers, and stresses consulting lawyers and banks before spending. The Better Business Bureau offers guidance and a free booklet by request.
A reader warns about nonfree debt counseling and potential scams. It recommends contacting the national CCCS referral line at 800 388 CCCS and suggests checking with local nonprofit agencies and the Better Business Bureau. The Consumer Credit Counseling Service of Central New York offers guidance at 474 6026 and 120 E Washington St Syracuse NY 13202.
Citibank promotes a free lifetime warranty on most appliances bought with select Citi cards. Critics say the plan is marketing hype and may lack real substance, arguing it may not deliver meaningful protection or broad coverage.
Credit cards and extended warranties are discussed with advice to choose loans by rate rather than perks. Gerri Detweiler notes credit cards are personal loans and shoppers should seek the best loan terms. Citibank warranties may mirror manufacturer coverage but last longer and use industry lifespan standards, with registration within 60 days.
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