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This newspaper page contains 7 articles. Subscribers can read the full text of each article.
Newspaper
Syracuse Herald Journal
Location
Syracuse, New York, United States of America
Date
Jun 25, 2001
Page
12
A family explains that trading in a car with $10,000 owed and a $7,000 to $8,000 trade value saddles the borrower with a gap. The son, in the military, needs economical transport but cannot afford a new deal if the old loan balance is added to a new loan. Lenders may deny risky deals, raising APR. better to avoid rolling over unpaid balances to secure lower rates.
Advisers urge couples to meet regularly to discuss spending and plan ahead. Mike Kidwell of Myvesta notes spender saver dynamics are common, as in Matt and Dania Nolan of Onondaga Hill who learned compromise. They started by listing goals and ranking importance, then considered specifics like combining bank accounts and future aspirations.
A main idea is avoiding debt by planning affordable weddings. The piece cites Kidwell urging couples to discuss finances before marriage, including savings goals, spending allowances, risk tolerance, and how to handle shared debts. It emphasizes alignments on money habits to prevent a financial hole post wedding.
The Nolans entered marriage with little debt and chose a joint bank account while keeping personal cards to preserve credit identities. An adviser from American Express Financial Advisors outlines three account options and stresses listing goals, realistic expectations, and future dreams to align finances and avoid surprises.
Myvesta offers a free publication Marriage and Money How to Talk to Your New Spouse about Finances. It advises couples to decide who spends, how purchases are paid, and how bills are managed. Plan regular money meetings, discuss potential loss of income, childcare costs, and create a legal library with wills and powers of attorney. Ensure name changes are updated on all records.
Tyco International has pursued aggressive acquisitions since 1996, buying names like US Surgical ADT Security Henry Pratt Grinnell Fire AMP Ansul Carlisle Lucent Technologies Power Systems Mallinckrodt and others. Despite high revenue expansion from 9 billion in 1997 to around 30 billion, critics warn that near 30 billion revenue may pressure stock prices, while analysts largely rate the stock a buy.
Medicare rarely covers round trip ambulance transport to dialysis and requires a doctor written order dated within 60 days. Current Medicare downsizing and Health Care Financing Administration name change to Centers for Medicare and Medicaid Services are noted along with new referral and licensing updates in health care.
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