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Newspaper
Syracuse Herald Journal
Location
Syracuse, New York, United States of America
Date
Dec 06, 1999
Page
16
A disabled homeowner recounts seeking a mortgage refinance to tap home equity for medical bills and college costs. Advisors push a higher‑cost loan with extra cash, but fears of high fees, subprime lenders, and poor contract clarity emerge. Check BBB for complaints and avoid verbal promises.
The holiday season prompts eager shopping and debt for many. Experts suggest budgeting, limiting gifts, sharing time, buying practical items, shopping sales, and tracking spending to avert overspending. Cash may curb costs, while careful card use offers payoff and dispute options if controlled.
The S P STARS Portfolio is actively managed by Bear Stearns using S P ratings to pick stocks with high capital appreciation potential. S&P analysts rank issues from 5 STARS to 4 STARS after balance sheet and industry outlook checks. Bear Stearns then analyzes and selects among the top rated issues for inclusion.
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