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This newspaper page contains 4 articles. Subscribers can read the full text of each article.
Newspaper
Syracuse Herald Journal
Location
Syracuse, New York, United States of America
Date
Aug 27, 2001
Page
13
A job seeker explains that potential employers can request a credit report during candidate screening. The piece outlines what a credit report contains, including personal data, credit accounts, public records, and inquiries, and notes how lenders and credit agencies compile this information for active consumers.
Consumers should know there are several blue book references the NADA and NMR blue books and the Red Book used for valuation. Insurance companies cite local trends and auctions to set actual cash value and must pay retail value plus tax minus depreciation. Consumers have 35 days to dispute settlements and can compare dealer ads to estimate market rates.
The article notes sizable tax refunds issued in 2000 and upcoming 2001 relief distributions will boost consumer spending. Dell Computer and Gateway Computer advertise to rebate recipients, promoting $599 PCs with financing. shoppers plan to use refunds for computers, furniture, appliances, and home tools as installments are arranged.
Under New York law disabled adult children may stay on a parent's group health plan after reaching the dependent cut off if they meet criteria. They must be incapable of self-sustaining employment and rely on the parent for support, with proof due within 31 days and ongoing verification required.
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