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Newspaper
Syracuse Herald Journal
Location
Syracuse, New York, United States of America
Date
Aug 10, 1992
Page
11
A brief note discusses merchants not requiring a minimum purchase to use Visa or MasterCard as interest rates continue to fall. It also mentions evaluating universal policies and references French farmers acting on Malcolm Berko's Euro-Disney guidance.
Employers offer fringe benefits beyond salary such as profit sharing plans, stock purchases, 401(k) plans, and group life and health insurance. These tax advantages and untaxed investment growth can significantly enhance wealth, though vesting and company risk remain concerns. Cafeteria plans let employees tailor packages within broad options.
Mutual funds face scrutiny as fee revenues soared from 12 to 75 billion dollars over a decade. Large sponsors posted about 34 percent pretax profit margins last year, well above banks. With many sponsors earning high margins, the sector invites questions about costs to investors and the value of fund management.
Money Magazine advises using firm standards when selecting funds and warns that expense ratios above 1.25 percent for stock funds and 1 percent for bond funds should raise concern. It notes exceptions for overseas funds and emphasizes reading the prospectus and proxy votes. If fees rise, consider moving money to a lower cost fund.
A brief examination of smart cards in the United States, describing how these promising devices could shift everyday shopping toward electronic transactions and redefine consumer behavior. Money Matters explores potential impacts on wallets and routines.
Northwest Airlines announced price cuts on European flights, matching a wider industry push that has pressured profits after second quarter losses. The carrier plans discounts in at least 70 markets, up to 45 percent, for travel November 1 through March 31, with purchases by September 1. Northwest notes some fares are about 20 percent lower than Delta’s cuts, while Delta United and American evaluate the move and Trans World Airlines could not be reached for comment.
The Sun Day Times Union of Albany reported a 24 percent pay rise for Empire Blue Cross top executives over two years. In 1991 the ten highest paid earned 2.72 million dollars, up from 2.19 million in 1989, even as the firm posted a 13.75 million dollar net loss in 1991 and 37 million in 1989. Albert A Cardone topped with 600 thousand in 1990.
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