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Newspaper
Southern Illinoisan
Location
Carbondale, Illinois, United States of America
Date
Jun 13, 2002
Page
16
Consumer Reports advises raising homeowners deductibles and checking discounts for security devices and policy adequacy annually. Factors lowering auto premiums include clean driving, good credit, safety features, short commutes, and defensive driving. Bonds offer inflation protection and tax benefits but carry early cash-out risk and stock growth potential.
Tomorrow in AT HOME, a feature on ceiling decor that adds a period specific personal dimension to rooms. The piece highlights bold textures and architectural detailing to elevate interior style.
Alan Julian Schipps presents a 12 question test on basic investing concepts. It covers P E ratios bears bulls bonds Roth IRAs dollar cost averaging yield curves Dow components book value and beta with answer key guidance.
Answers reveal your financial literacy level with a 12 question key. 12 correct earns Congrat ulations indicating strong basics. 8 to 11 correct suggests you are well informed but should review some topics. 5 to 7 correct invites extra study on personal finance principles. 4 or fewer prompts viewing this as the start of lifelong learning with future payoff.
Wall Street's prolonged slump prompts questions about buy-and-hold as fund investors consider long term strategy. Advisers say clients mostly stay put, though many scale back portfolios amid weak earnings, slow recovery, and geopolitical tensions.
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