Start Up Guides for Small Businesses
A condensed roundup of startup handbooks including The Small Business Start-Up Kit 4th Edition by Peri H. Pakroo Nolo Press 2006 Steps to Small Business Start-Up 6th Edition by Linda Pinson and Jerry Jinnett Kaplan 2006 and SBA Loans A Step by Step Guide 4th Edition by Patrick D. O'Hara Wiley 2002 McClatchy-Tribune News.
MENTIONED IN THIS ARTICLE
Peri H. Pakroo
Nolo Press
Linda Pinson
Jerry Jinnett
Kaplan
Patrick D. O'Hara
Wiley & Sons
McClatchy-Tribune News
Social Security: eligibility for spousal benefits before retirement
A 62 year old woman may claim benefits based on her own work record if she has sufficient credits. A wife can claim on her husband’s record only if he is entitled to retirement or disability benefits. since her husband is younger than 62, she cannot at this time unless he has a disability entitlement.
Widow learns to manage savings after husband’s death
Mary Duncan, 73, widowed in June 2005 after Fred Duncan’s 53 years as a bank executive, moves from inaction to handling her finances. With about 2200 monthly income from Social Security and investments, she weighs paying off a home equity loan and exploring a reverse mortgage while consulting financial planner Ann Case. The piece notes studies showing widows face financial pressure, suggests delaying major decisions, and outlines steps to diversify and review investments, aiming to improve cash flow and prepare for future needs.
MENTIONED IN THIS ARTICLE
Kansas City
Mary Duncan
Fred
Mary
Kan
Duncan
Ann Case
Excelsior Springs
Case
Women’s Institute For Financial Education
San Diego
Bond Market Foundation
Merrill Lynch
National Center For Women and Retirement Research
Salvation Army
Trusting advisers on Procter & Gamble stock sale
Jeff Brown advises trustees to seek objective input when reviewing a mother's portfolio action. If bank advisers have a clear, fee only plan and no conflicts, their guidance may be sound. otherwise, obtain a second opinion from a fee only financial planner. Prioritize comprehensive, transparent fees and consider safe investments, tax consequences, and avoiding in house products.
MENTIONED IN THIS ARTICLE
Procter & Gamble
The
National Association of Personal Financial
Advisors
Napfa.org
P&g
Treasury
Also Mentioned on This Page
Social Security
Socialsecurity.gov
Bassa
Social Security Administration
Www
Thesouthern.com
BY Gene Meyer McClatchy
Tribune News
Jeff
Jeff Brown
Philadelphia Inquirer
Browns
Phillynews.com
Ashley
Main St
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