When to apply for Social Security disability benefits
You may apply as soon as you are unable to work due to disability. Benefits begin six months after your disability began if approved. The decision includes whether the condition will last a full year, but the year need not have passed. Visit ss.gov pubs 10029 for details and call 800 772 1213 for help. Private disability does not reduce Social Security eligibility, though workers compensation and some public benefits could affect it.
MENTIONED IN THIS ARTICLE
Socialsecurity. Gov
Google Voice Local Search aims to cut 411 costs
The piece notes 411 fees total nearly 8 billion in 2006 per the New York Times and highlights free online directories like WhitePages.com and Switchboard.com. It introduces Google Voice Local Search 1 800 GOOG 411 as a new free phone directory alternative.
MENTIONED IN THIS ARTICLE
The
New York Times
WhitePages.com
Switchboard.com
Google Voice
McClatchy-Tribune News
Hypermiler saves money by beating EPA mpg on daily drives
Ike Sirach follows hypermiling methods to exceed EPA ratings and save fuel costs. He drives a Honda Insight, reports 70 to 90 mpg on one-way commutes, and notes a $10,000 gas saving since switching from a Nissan pickup, with techniques such as gradual acceleration, coasting, tire inflation, and avoiding AC.
MENTIONED IN THIS ARTICLE
Ike Sirach
Sirach
Mike Sirach
Cleanmpg.com
Shach
Honda
EPA
Insight
Wayne Gerdes
Gerdes
Honda Insight
Hypermiling Basics for Beginners and EPA Factors
Practical tips to boost mpg include avoiding quick acceleration and hard braking, reducing idling, keeping speeds moderate, and warming the engine in cold weather. Remove roof cargo, minimize towing, and cut running accessories like air conditioning. EPA tests assume 300 pounds load and show drag effects up to 60 mph.
MENTIONED IN THIS ARTICLE
EPA
Safe teen driving tools and programs parents may use
Steve Rosen reviews products and services aimed at reducing teen crash risk and stabilizing auto insurance costs. He highlights Road Skillz DVD, Rookie Driver magnets, tracking stickers like How's My Driving, Lookin Out Erie Insurance program funding, and parent alert services, noting no guarantee of lower premiums but potential peace of mind.
MENTIONED IN THIS ARTICLE
Safeco
Project Teen
AAA
Seventeen Magazine
Insurance Information Institute
Scott Kuhne
Kahne
Roadskillz.com
Corinne
Austin Fortenbacher
Spring Lake
Mich
Corrinne Fortenbacher
Rookiedriver.net
Reportmyteen.com
Tell-My-Mom.com
Erie Insurance
Pennsylvania
U.S
Also Mentioned on This Page
Harrisburg
Novara
Mipg.com
Steve Rosen
Kansas City Star
Srosen
Kestar.com
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