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Truth in Lending Becomes Real Tuesday for Credit Seekers
Reprinted from the Sunday Omaha World Herald explains how Regulation Z requires lenders to disclose total costs of credit in annual percentage rates or their dollar equivalents starting Tuesday. The guide covers what charges must be shown, how APR is calculated, who is affected, examples of add-on and discount methods, and consumer rights including penalties for violations.
MENTIONED IN THIS ARTICLE
The
Business Bureau
Massachusetts
Better Business Bureau