Mortgage risk factors and foreclosure avoidance advice
The piece explains how lenders categorize risk in mortgage applications, noting self employment and small down payments raise default chances. It cites a 1986 Mortgage Insurance Companies of America study with default rates, highlights categories with higher risk, and offers guidance on delaying foreclosures through early lender contact, counseling, and partial payments.
MENTIONED IN THIS ARTICLE
Mortgage Insurance Companies of America
Association
Edmiston
FHA
Easy home checks save energy tips from Mackintosh Realtors
Energy bills strain family budgets and four areas determine home efficiency. Attic insulation should be six inches or more, sidewalls must feel cool in summer, and underfloor insulation matters. Caulking weather stripping and proper door and window sealing reduce losses, with storm doors and double or triple pane windows cutting energy loss by up to 25 percent.
Select the right Realtor Select the right Realtor
Affordable home loans help renters become first time buyers while low rates push repeat buyers up to larger homes. Distinguish Realtors, bound by ethics, from non members and rely on referrals. Choose a capable agent who provides needed information and arranges viewings in your price range.
MENTIONED IN THIS ARTICLE
Frederick County Board of Realtors
Maryland Association of Realtors
National Association of Realtors
Also Mentioned on This Page
Houston
Southwest
University of Colorado
Denver
Tom Edmiston
By Jacqueline Brink
Mackintosh Realtors
Routzahn
Mls
West
Myersville
White Rock Yellow Springs
East Church
Frederick City
Sue Routzahn
W. Patrick Street
Frederick
Maryland
S. Market Street
Hostis
Susan Connors
Patrick Street
South Street
South Market Street
Market Street
AUN Ra Inn
Washington
Baltimore
Orbc Te Ore
Eee
Diane Marsden
Diane
Frederick County
MD/DC
Long & Foster
Long
Foster
Senna Eer Pri
Monocacy Valley Realty, Inc
Frederick le DR Ya
Fountaindale South
Tammy Schubel
Brunswick
Sam Draper
Discovery
Terry Hartsock
Hood Coll
Phyllis Thomas
Counine
Bob Kehler
Stanfield
Stonegate
Harold Eyler
Annapolis Road
Daphne Sigher
Lavely Rancher
Cai Daphne Sigler
Barbara A. Schultze
reanvouRie
Batin
Enolls
Beat 'E
Frederee
Beaton
Pest
Rite
Stor
Wes
Sargebert
Hart Rae
Piosey Realty
Knoxville Road
Andy Tray
Rt. 16
Liberty CO
Fredericks
North Side
Hayward Rd
Motier Ay
Rt. 15
Motter Ave
Opossumtown Pike
Monocacy Middle School
Hayward Road
Sales i Information Quailer
News-Post
Deerfield
Walkersville
Susan Fredericks
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