What is Affordable Health Care Act ACA Obamacare
The Patient Protection and Affordable Care Act signed by President Barack Obama on March 23, 2010 expands health care coverage for about 50 million Americans. It requires most to buy insurance or pay a penalty, bans denial based on pre existing conditions, and mandates employer coverage for firms with 50 or more full time workers. State based exchanges will offer subsidized coverage to qualified individuals.
MENTIONED IN THIS ARTICLE
Barack Obama
Law provisions take effect January 1 2014
Most provisions take effect Jan 1 2014 though many people with Medicare or employer sponsored plans qualify for free preventive and wellness benefits under the law such as annual exams immunizations mammograms and screenings for diseases including diabetes and certain cancers.
What are the health care exchanges under the ACA
Exchanges created under the Affordable Care Act are online marketplaces where consumers compare health plans and buy subsidized insurance. Each state has an exchange run by the federal government or the state, offering coverage next year with enrollment starting October 1. Consumers can create a HealthCare.gov account to learn about exchanges and purchase insurance online, while small businesses under 50 employees can use SHOP exchanges for their workers, though SHOP coverage is not subsidized.
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Ohio
HealthCare.gov
Taylor
John Bowblis
Miami University
Bowblis
Ohio to Expand Health Navigator Grants Across State
Community health centers received nearly 4 million dollars in federal grants to reach patients under the health care law. Ohio plans another 2.3 million dollars for groups to train navigators who will assist people signing up for exchange insurance. Governor and Roughly Mary Taylor leads the insurance department and opposes the law, and will not actively promote the exchange.
MENTIONED IN THIS ARTICLE
Ohio
Ohio Department of Insurance
Mary Taylor
Insurance
Ohio Medicaid expansion stalled despite ACA aims
The Affordable Care Act sought to broaden Medicaid coverage for those with low incomes. The Supreme Court allowed states to opt out, and Ohio has resisted expansion. As a result, over 300,000 Ohioans who would have qualified may remain uninsured.
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Supreme Court
Ohio
John Kaisch
Insurance costs a hot topic in Ohio exchanges
Value Penguin modeled premiums and subsidies for Ohio's ACA exchange. For ages 27 to 55 with incomes around 28,725 annual, monthly premiums could be under 192.70, subsidies lowering costs. Higher incomes near 434,470 yield 228.51 to 272.89 monthly, with subsidies available to those earning up to four times the federal poverty level. individual limit 45,960, family of four 94,200. Insurance department seeks to gauge effectiveness.
MENTIONED IN THIS ARTICLE
ValuePenguin.com
Ohio Health Exchange Subsidies and Plan Tiers Explained
Ohio plans subsidies for second lowest silver in the four tiers bronze gold silver platinum with enrollment starting October 1. Officials note subsidies depend on age and income while experts warn some may not qualify. many young adults could see little relief. Open enrollment begins Oct 1 and 36 states rely on federal exchange administration.
MENTIONED IN THIS ARTICLE
Ohio
Health Exchange
Essential health benefits in new health exchanges
Essential health benefits are a mandated package of items and services under the health care law that must be included in policies sold on state based exchanges. Ten categories include ambulatory, emergency, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative services, lab services, preventive care, and pediatric services including oral and vision care.
Employer Sponsored Insurance and the ACA
The Affordable Care Act affects those with job based coverage in varied ways. Some large plans may be grandfathered and exempt from ACA rules while the employer mandate for firms with 50 plus full-time workers begins enforcement in 2015. Some employers may drop coverage if penalties rise beyond the cost of insurance.
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White House
Doug Mills
NEW York Times
Randy Tucker
Insurance Department
ACA
Pye Reseed
Families USA
Ans
Allison Wood
Dayton
Wood
Barrack Obama
Randy-Tucker
Coxinc.com
John Kasich
ALBEHRMAN / AP
Ier
Peel Moc Center
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