Secured credit cards offer new path for damaged history
The secured card option lets people with poor or no credit history obtain Visa or MasterCard by placing a cash deposit of 300 to 500 dollars. The deposit sets the credit line and earns interest, typically 2 to 5 percent. Banks cite varying rates for unpaid balances, with examples from Key Federal, Signet Bank, and The Federal Savings Bank. Lenders differ on eligibility, with some accepting bankrupts after 6 to 12 months, while others reject those behind on bills. Consider local banks first and request a secured-card program if denied. a RAM Research report lists costs and applicant rules. After prudent use and timely payments, a regular unsecured card may be possible, returning the deposit.
MENTIONED IN THIS ARTICLE
Visa
MasterCard
Take Key Federal
Havre de Grace
Key Federal
Signet Bank
Richmond
Signet
Federal Savings Bank
Arkansas
Citibank
Hagerstown
Chase Manhattan
Old Bethpage
N.Y
RAM Research
P.O. Box
College Estates
Frederick
Robert McKinley
Productivity at Five Year Low Signals Inflation Fears
The Labor Department reports in the April-June quarter non-farm business productivity fell at an annual rate of 2.5 percent. Unit labor costs rose 3.4 percent, the biggest jump in years, while output rose 2.7 percent as hours worked surged 5.4 percent. Total business productivity declined 2.7 percent.
MENTIONED IN THIS ARTICLE
Washington
Labor Department
Wall Street
Midland and Dodge City markets show mixed livestock and metal quotes
Markets report from Omaha and Dodge City cover livestock prices with hogs mostly steady to down, cattle and calves too light to test, and sheep absent. Nonferrous metals show aluminum at 69.6 cents and lead, zinc quotes with Comex spot prices. Copper and nickel values listed, plus gold and silver prices and FX rate notes.
MENTIONED IN THIS ARTICLE
Omaha
Neb.ar
USPA
U.S
Dodge City
New York
London Metal Exch
Handy & Harman
Comex
Miegeury
Continental cuts fares in sale through Sept. 16
Continental Airlines slashes one way fall fares by up to 52 percent on domestic and select international routes with travel window Sept. 21 to Dec. 14. Sale requires 24 hour reservation for round trips, nonrefundable tickets with Fri or Sat night stay, excludes Nov 23 27 and 28.
MENTIONED IN THIS ARTICLE
Continental Airlines
Continental
Pioneer Savings auction scheduled
The former Pioneer Federal Savings branch in Lawrence will be sold at a joint auction of the Resolution Trust Corp and the FDIC on Nov 7 in Kansas City. Opening bids start at 20000 for the 1350 square foot site at 23rd and Iowa, with other properties including a Lenexa 60000 square foot office building at 995000 and an Independence, Mo warehouse at 250000. On-site inspections begin October, with broker and investor seminars Sept 20 in Kansas City.
MENTIONED IN THIS ARTICLE
Mike Youer
Journal-World
Pioneer Federal Savings Bank
23Rd and
Iowa
Resolution Trust Corp
Pioneer Federal Savings
Lawrence
Kansas City
Savings and Loans
Federal Deposit Insurance Corp
Pioneer Branch
23Rd
Jim MacDonnell
Sheldon Good and Co
Lenexa
Independence
Westin Crown Center
Pershing Road
Holiday Inn Crowne Plaza
Main St
Pioneer
RTC
Metropolitan Federal Bank
Metropolitan
Also Mentioned on This Page
Jane Bryant Quinn
Applebee's
Buckle Inc
Unc
Casey's Visass CominiBanest
Dayton-Huam Fleming
FMC
Goodyear
Hercules Osh
Kmart Va
Kroger Ma
LabOne
Lone Star Sticks
Mercantile
Merck
NPC Intnatl
O'Reilly Auto Ave al
Payless Cash
IC Penney
Pepsico
Quaker
Railroad Fin
Sallie Mae
Santa Fe
Sealright
Sears
Sthwest Bell, TV
Studid
Trinova
UtillCorp Wal-Ma
Westery
Williams
Courtesy
Edward D. Janes & Ca
Petel
Midland
Omaha Livestock
Commerce Bank of
Commerce Bank
Canada
France
Germany
Mexico
Switzerland
Ibusiness
Treasury
Treasury Department
Isde
Ford Motor Co
Chrysler Corp
Pioneer Savings Auction
Sale
Empire State
Golden Apledoorn
Earl
Patmore
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