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This newspaper page contains 3 articles. Subscribers can read the full text of each article.
Newspaper
Lawrence Journal World
Location
Lawrence, Kansas, United States of America
Date
May 14, 2017
Page
11
Guidance on starting Social Security claims early to avoid wrinkles, with online applications preferred and in-person options available. Advice covers retroactive limits, optimal contact times, and common pitfalls when coordinating retirement and spousal benefits.
Ted Sarenski outlines required documents for own and spousal claims, including birth certificates, marriage and divorce records, and spouse details. He advises noting intent for restricted filing, having someone sit with you, and documenting conversations with dates.
Analysis of cash back reward cards covers balance risks, minimum redemption hurdles, and the allure of new cardholder bonuses. It explains how high APRs can erase gains, why quick redemption matters, and how initial bonuses can distort apparent value, with examples from Chase and Citi programs.
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