Saving safely in inflationary times
John Moliterno of the Better Business Bureau outlines a practical savings strategy for households faced with double-digit inflation. He covers passbook accounts, certificates of deposit, U.S. Savings bonds, Treasury bills, money market certificates, common stocks, mutual funds, and money market funds, stressing risk, liquidity, tax aspects, minimums, and the value of professional guidance to build a diversified plan.
MENTIONED IN THIS ARTICLE
John Moliterno
Better Business Bureau
Benjamin Franklin
Savings and Loans
Prudent
U. S
U.S. Treasury
Federal Reserve Bank
Affirming worth through faith and daily deeds
The piece reflects on Luke 3:22 where the Holy Spirit affirms Jesus, emphasizing that personal worth comes from affirmation by others and by God. It urges daily, conscious affirmation among people, ending with a prayer for mutual recognition of God’s image and love. It includes a humorous Sunshine Magazine anecdote about inventions and a hollow soap gag.
MENTIONED IN THIS ARTICLE
Turtledoves
Jesus
God
Sunshine Magazine
Could-be and has-been motto from Marysville Lions Club
A Marysville California Lions Club Newsletter promotes a playful motto about could-be may-be and has-been, noting editors and publishers. The piece lists staff names and the publication details for The Howland Bandwagon, Phoenix Publications, Inc. at 35 W. State St. Niles Ohio with subscription rates and mailing info.
MENTIONED IN THIS ARTICLE
Marysville
California
Lions Club
Chertes Stricklen
Marie DeFelice
Robert Miler
Donne J. Mey
Meneger Mancy Edmundson
Dolores H. Julien
Joseph P. Urbenia
Phoenix Publications, Inc
W. State St
Niles
Ohio
Howland Band Wagon Publishes Letters Policy
The paper invites letters to the editor with full signature address and phone number. All letters are confirmed before publication and cannot be returned. The editors reserve the right to edit or shorten content and may withhold names upon request for a satisfactory reason.
Montage By Joan Cochran on The Third Wave hope for change
The columnist reflects on Alvin Toffler's The Third Wave, a book labeled as a beacon for progress amid gloom. She notes Toffler’s claim that the human story is only beginning and invites readers to embrace change with optimism.
MENTIONED IN THIS ARTICLE
Joan Cochran
Alvin Toffler
Mr. Toffler
Onward Beyond The Third Wave By Alvin Toffler
The piece surveys Toffler’s Third Wave thesis contrasting three historical waves. It argues the third wave could bring a humane, democratic future while acknowledging fear and upheaval from the second wave. A note invites a future look at the second wave and mentions a Fifth Avenue stairway linked to a U S A stadium project.
MENTIONED IN THIS ARTICLE
Toffler
Fifth Ave
Youngstown
U.S.A
Waging war on crime in Ohio Senate views and bills
Senator Harry Meshel and Senator Thomas Carney push a death penalty measure and other crime deterrent bills in the Ohio Senate. Bills would increase incarceration for felonies, empower investigations of organized crime, and tighten penalties for repeat offenders and certain felonies. Many measures remain pending in committee as lawmakers vow tougher crime laws and a broader war on crime, citing past legislative actions.
MENTIONED IN THIS ARTICLE
Harry Meshel
Thomas Carney
Ohio
Senate
Maurer
Botkin
McCormack
Euclid
Valiquette
Toledo
View from Washington Seminar to help ourselves
Congressman Lyle Williams promotes a government procurement seminar for Mahoning Valley firms. Five federal agency speakers will explain selling to the government, with SBA highlighting minority procurement. The May 15 event at Ramada Inn Liberty Township runs 8:30 to noon, $5 breakfast, reservations via local chambers.
MENTIONED IN THIS ARTICLE
View
Washington
Lyle Williams
Ohio
Mahoning Valley
Defense Logistics Agency
Air Force Logistics Command
General Services Administration
Small Business Administration
SBA
Ramada Inn
Belmont Avenue
Liberty Township
Youngstown Area
Warren Area
Congressman Williams
Youngstown Rd. SE
Warren
Federal Plaza East
Youngstown
Washington, D.C
Cost control strategies for break even and pricing
William E Walsh outlines how fixed and variable costs shape break even points and pricing strategy. He analyzes overhead, sales levels, and commission versus salary, then offers methods to convert costs to variable, adjust advertising and rent, use firm or soft pricing, and cut overhead while seeking free business assistance.
MENTIONED IN THIS ARTICLE
William E. Walsh
Kingstown
Universit
Also Mentioned on This Page
BBB
Better Business Bureau of
Mahoning Valley Inc
P.O
Mahoning Bank
Christ
Agriculturulal
Millenia
Journal of Ohio Today
St. Louis