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Newspaper
Holland Sentinel
Location
Holland, Michigan, United States of America
Date
Oct 16, 2018
Page
11
No down payment loans exist for VA USDA and some conventional programs with FHA as low as 3.5 percent. First time buyer programs offer down payment assistance and lower rates. Wall Street foresees modest S P 500 gains this year though Great Recession memory lingers. Emphasizes not timing the market, dollar cost averaging, diversification, and steady investing wisdom.
Attorneys James and Barbara Ruh set up a trust to pass their Hawaii timeshares to daughters as co trustees. Experts say trusts are usually unnecessary and outline options to avoid inheriting obligations. Tips include selling or gifting before death, asking the resort to take back, or abandoning the timeshare if needed while noting potential credit impact.
Finn advises heirs to file a written disclaimer of interest with the probate court when a timeshare is a right to use or when a deed or will assigns the property. This clearly states they do not hold or want any interest, prompting the executor to inform the resort to reclaim the timeshare.
Courtney Jespersen reports with Ron Kuntze and Kevin McIntyre offering guidance on when to wait for Black Friday. Key items include TVs, smartphones, and video game bundles. If not waiting, look for online price matches and “good enough” deals, with buyers urged to act when prices hit their personal value.
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