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This newspaper page contains 10 articles. Subscribers can read the full text of each article.
Newspaper
High Point Enterprise
Location
High Point, North Carolina, United States of America
Date
Mar 26, 1939
Page
10
A real estate expert argues that beyond land and house costs the key value is neighborhood value. He cites present use, future appreciation, and the priceless benefit of good neighbors as essential to home desirability and long term marketability.
The National Housing Act is permanent legislation and the Federal Housing Administration is a permanent governmental agency. Debentures issued against the Housing Administration's mutual mortgage insurance fund are guaranteed by the United States Treasury.
The Federal Housing Administration does not furnish plans or specifications for any houses shown in the clip sheet. This statement clarifies the agency's noninvolvement in providing technical details for the displayed homes.
The article advises sanding wood, patching plaster, and painting with white lead for lasting cleanliness. It notes increased light reflection can cut electricity costs and provides quick fixes for floor cracks, brass verdigris, lacquer removal, window leaks, and proper brush storage.
The article explains how automatic water systems enable farm and rural homes far from mains to enjoy modern plumbing. It notes a shift from attic tanks to pressurized electric-pump systems, chosen by well depth and required pressure, with financing available through FHA Property Improvement Credit Plan.
Federal Housing Administration officials urge the building industry apply its skill to creating attractive lasting neighborhoods. They note neighborhoods decay before homes wear out and call for finding and eradicating basic causes of urban decay in future developments.
The Federal Housing Administration insures loans made by private financial institutions under the National Housing Act. This arrangement guarantees mortgage performance without the FHA lending money directly to borrowers.
A Federal Housing Administration risk-rating process uses systematic tests to gauge mortgage quality. Tests assess borrower payment ability, debt service versus rent, neighborhood and market conditions, mortgage term adjustments, and urban economic forces. Officials reiterate judgment remains essential alongside the process.
Old house odors stem from rotted wood and damp wallpaper. replace rotten wood, air out rooms, and wash woodwork. For sinks, linoleum over grooved boards works if grooves are shallow, with proper edging and a planed drainboard. To deter neighborhood dogs, spray shrubs and plants with nicotine sulphate to keep dogs away.
The Federal Housing Administration launches a formal, career-based training program for underwriting staff to ensure uniform valuation and risk-rating techniques. 1,300 underwriters took a comprehensive February exam, with ongoing annual testing, regional instruction, and supervisor-led field training to build a qualified reserve and promote advancement.
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